5231 River Rd, Hurlock, MD 21643 Property Records

Dorchester County property record for 5231 River Rd, Hurlock, MD 21643

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1976
Lot Size	2.23 acres (97,139 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Nov 2017)
Tax Bill	$2,412 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-003447`

Property Details

APN / Parcel Number

Primary APN	`12-003447`
Alternative APN	`003447`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Total Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	97,139 sqft (2.23 acres)
Porch	Slab
Porch Area	80 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	003447
Street Address	5231 RIVER RD
City	HURLOCK
State	MD
Zip	21643-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	2.23 AC S/S RIVER RD.
Jurisdiction	DORCHESTER MD
Township / Civil Division	12, WILLIAMSBURG
Census Block Group	1
Census Block	1028
Census Tract	970200

Owner

5231 River Rd is owned and occupied by an individual who bought it in November 2017.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	5231 RIVER RD, HURLOCK, MD 21643-3819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2017 · Amount on File
Deed Sale	Nov 28, 2017 · Amount on File
Prior Sale	May 4, 2001 · Amount on File
Deed Document Number	20171435-106
Deed Book / Page	1435 / 106
Record Updated	Oct 29, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Nov 28, 2017
Property Address	5231 RIVER RD, HURLOCK, MD 21643-3819
Document Number	0014350106
Book / Page	001435 / 000106
Instrument Date	Nov 20, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE EXCELLENCE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5231 RIVER RD HURLOCK MD 216433819, HURLOCK, MD 21643-3819
Investor	Possibly a Property Investor

Mortgage

Document Number	14350113
Date	Nov 28, 2017
Book Page	001435/000113

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5231 River Rd was $2,412, up 16.5% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,412.00 (+16.52%)	$205,967	$235,900 Land $43,000 Building $192,900
2025	$2,070.00
2023	$1,652.00	$143,200	$146,100 Land $38,000 Building $108,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5231 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5231 River Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 91% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

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