Osceola County property record for 5231 Northern Flicker Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,214 sqft · built 2021 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,100 (Oct 2021) |
| Tax Bill | $5,862 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082631397500011570 |
| Primary APN | 082631397500011570 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,214 sqft Heated Area |
| Gross Area | 3,000 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Finished |
| Patio Area | 390 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 5231 NORTHERN FLICKER DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIVE OAK LAKE PH 3 PB 30 PGS 1-5 LOT 157 |
| Legal Subdivision | LIVE OAK LAKE PHS 1 2 & 3 |
| Legal Phase | 3 |
| Legal Lot Number | 157 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 43301 |
5231 Northern Flicker Dr is owned and occupied by an individual who bought it in October 2021.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5231 NORTHERN FLICKER DR, SAINT CLOUD, FL 34771-8433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2021 · Amount on File |
| Deed Sale | Oct 7, 2021 · Amount on File |
| Deed Document Number | 2021156484 |
| Deed Book / Page | 6061 / 162 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 7, 2021 |
| Property Address | 5231 NORTHERN FLICKER DR, SAINT CLOUD, FL 34771-8433 |
| Document Number | 0060610162 |
| Book / Page | 6061 / 162 |
| Map Reference | MB 30 PG 1-5 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021156484 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | PGP TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 5231 NORTHERN FLICKER DR, SAINT CLOUD, FL 34771-8433 |
| Document Number | 0006061164 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 6061/164 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 5231 Northern Flicker Dr was $5,862 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,862.00 Homeowner's exemption | $370,400 Land $78,800 Building $291,600 | $370,400 Land $78,800 Building $291,600 |
| 2023 | $4,866.00 (+3.89%) Homeowner's exemption | $344,123 (+3%) | $353,700 (+5.87%) Land $68,200 Building $285,500 |
| 2022 | $4,684.00 Homeowner's exemption | $334,100 Land $63,000 Building $271,100 | $334,100 Land $63,000 Building $271,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5231 Northern Flicker Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5231 Northern Flicker Dr is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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