5231 Democracy Dr, Ashland, MO 65010 Property Records

Boone County property record for 5231 Democracy Dr, Ashland, MO 65010

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.213 acres (9,304 sqft)
Owner	Company Name on File
Last Sale	$291,700 (Apr 2022)
Tax Bill	$308 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-502-00-10-191-00`

Property Details

APN / Parcel Number

Primary APN	`24-502-00-10-191-00`
Alternative APN	`24-502-00-10-191.00 01`

Exterior

Lot Area	9,304 sqft (0.213 acres)
Lot Dimensions	108 ft deep x 85.5 ft wide

Location & Zoning

Street Address	5231 DEMOCRACY DR
City	ASHLAND
State	MO
Zip	65010-5560
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LIBERTY LANDING PLAT 7 LOT 707
Legal Range	12W
Legal Township	46N
Legal Section	15
Legal Subdivision	LIBERTY LANDING PLAT NUMBER SEVEN 7
Jurisdiction	BOONE MO
Township / Civil Division	CEDAR
Census Block Group	2
Census Block	2006
Census Tract	1704

Owner

5231 Democracy Dr, residential vacant land, is owned by a company that bought it in April 2022.

Source: Boone County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	22205 S SOUTH MOUNT PLEASANT RD, HARTSBURG, MO 65039-5504
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK
Apr 5, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST MIDWEST BANK OF THE OZARKS
Oct 21, 2020	Deed of Trust, Construction Loan · Line of Credit CENTRAL BK/BOONE CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Deed Document Number	20227290
Deed Book / Page	5601 / 184
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Recording Date	Aug 21, 2026
Property Address	5231 DEMOCRACY DR, ASHLAND, MO 65010-5560
Document Number	0000015877
Book / Page	6197 / 14
Instrument Date	Aug 21, 2026
Instrument	202615877
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	22205 S SOUTH MOUNT PLEASANT RD, HARTSBURG, MO 65039-5504

Mortgage

Document Number	0000015877,
Date	Aug 21, 2026
Book Page	6197/14
Instrument	202615877

Lender

Name	FIRST MIDWEST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Apr 5, 2022
Property Address	5231 DEMOCRACY DR, ASHLAND, MO 65010-5560
Document Number	0000007290
Book / Page	5601 / 184
Map Reference	MB 52 PG 43
Instrument Date	Apr 4, 2022
Instrument	2022007290
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22205 S SOUTH MOUNT PLEASANT RD, HARTSBURG, MO 65039-5504

Mortgage

Document Number	0000007292
Date	Apr 5, 2022
Instrument	2022007292

Lender

Name	FIRST MIDWEST BANK OF THE OZARKS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Recording Date	Oct 21, 2020
Property Address	5231 DEMOCRACY DR, ASHLAND, MO 65010-5560
Document Number	0000026312
Book / Page	005291 / 000047
Instrument Date	Oct 16, 2020
Instrument	26312
Transaction Type	Construction Loan
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7070 HUNTERS BEND RD ASHLAND MO 650108974, ASHLAND, MO 65010-8974

Mortgage

Document Number	0000026312
Date	Oct 21, 2020
Book Page	005291/000047
Instrument	26312

Lender

Name	CENTRAL BK/BOONE CNTY
Address	COLUMBIA, MO 65205-0678

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5231 Democracy Dr was $308.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Ashland City
Unified School District	Southern Boone County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,370 (-) Land $4,370
2025	$308.00	$4,370 Land $4,370	$23,000 Land $23,000
2023	$309.00 (-0.64%)	$4,370 Land $4,370	$23,000 Land $23,000
2022	$311.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5231 Democracy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Aug 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5231 Democracy Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND PWS serves 4,999 people · EPA ID MO3010033
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Callabyte.

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