5231 Clover Mist Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 5231 Clover Mist Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,733 sqft · built 2005
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$226,200 (Aug 2005)
Tax Bill	$5,836 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`054234-0578`

Property Details

APN / Parcel Number

Primary APN	`054234-0578`
Alternative APN	`U32311972XB00001000140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,733 sqft Living Area
Gross Area	2,530 sqft
1st Floor Area	1,733 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	335 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542340578
Street Address	5231 CLOVER MIST DR
City	APOLLO BEACH
State	FL
Zip	33572-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BRAEMAR LOT 14 BLOCK B1
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	BRAEMAR
Legal Tract	72X
Legal Block	B1
Legal Lot Number	14
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2058
Census Tract	14121

Owner

5231 Clover Mist Dr is owned by an individual who bought it in August 2005.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	701 S CARSON ST, 200, CARSON CITY, NV 89701-5239
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2005 · Amount on File
Deed Sale	Aug 22, 2005 · Amount on File
Deed Document Number	2005375485
Deed Book / Page	15399 / 1319
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 8, 2019
Property Address	5231 CLOVER MIST DR, APOLLO BEACH, FL 33572-3420
Document Number	0000486697
Book / Page	27101 / 0845
Map Reference	MB 99 PG 71-79
Instrument Date	Oct 31, 2019
Instrument	2019486697
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	SWAN CITY TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1180 SANTA OLIVIA RD, 1180, CHULA VISTA, CA 91913-2807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 S CARSON ST STE 200, 200, CARSON CITY, NV 89701-5239

Mortgage

Document Number	0271010847
Date	Nov 8, 2019
Instrument	27101/0847

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5231 Clover Mist Dr was $5,836.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,747 (-6.02%) Land $83,853 Building $185,894	$269,747 (-6.02%) Land $83,853 Building $185,894
2025	$5,836.00	$287,040 Land $83,853 Building $203,187	$287,040 Land $83,853 Building $203,187
2023	$5,211.00 (+7.51%)	$271,538 (+2.63%) Land $76,230 Building $195,308	$271,538 (+2.63%) Land $76,230 Building $195,308
2022	$4,847.00	$264,588 Land $60,984 Building $203,604	$264,588 Land $60,984 Building $203,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5231 Clover Mist Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5231 Clover Mist Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20