5230 SW 103rd Loop, Ocala, FL 34476 Property Records

Marion County property record for 5230 SW 103rd Loop, Ocala, FL 34476

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,558 sqft · built 2003
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Apr 2019)
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3512-001-014`

Property Details

APN / Parcel Number

Primary APN	`3512-001-014`
Alternative APN	`2691760000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,558 sqft Living Area
1st Floor Area	1,558 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	132 ft deep x 232 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	237 sqft
Patio Area	160 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	2691760000
Old Parcel Number	3512001014
Street Address	5230 SW 103RD LOOP
City	OCALA
State	FL
Zip	34476-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 28 TWP 16 RGE 21
Legal Range	21E
Legal Township	16S
Legal Section	28
Legal Subdivision	EMERALD POINT
Legal Block	A
Legal Lot Number	14
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	1
Census Block	1052
Census Tract	1009

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5230 SW 103RD LOOP, OCALA, FL 34476-9405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
May 26, 2020	Deed of Trust, Construction Loan · Construction Mortgage CALIBER HM LOANS
Apr 29, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	Jul 20, 2016 · Amount on Record
Deed Document Number	2019042210
Deed Book / Page	6955 / 1192
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	5230 SW 103RD LOOP, OCALA, FL 34476-9405
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5230 SW 103RD LOOP, OCALA, FL 34476-9405
Investor	Possibly a Property Investor

Mortgage

Document Number	0074291878
Date	Apr 8, 2021
Book Page	7429/1878
Instrument	2021045932

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MARION FL
Recording Date	May 26, 2020
Property Address	5230 SW 103RD LOOP, OCALA, FL 34476-9405
Document Number	0071941651
Book / Page	007194 / 001651
Instrument Date	Apr 25, 2020
Instrument	53110
Transaction Type	Construction Loan
Record Updated	Jul 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5230 SW 103RD LOOP OCALA FL 344769405, OCALA, FL 34476-9405

Mortgage

Document Number	71941651
Date	May 26, 2020
Book Page	007194/001651
Instrument	53110

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 29, 2019
Property Address	5230 SW 103RD LOOP, OCALA, FL 34476-9405
Document Number	0069551192
Book / Page	006955 / 001192
Instrument Date	Apr 26, 2019
Instrument	42210
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5230 SW 103RD LOOP OCALA FL 344769405, OCALA, FL 34476-9405

Mortgage

Document Number	69551195
Date	Apr 29, 2019
Book Page	006955/001195
Instrument	42211

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,268.00 (+15.07%) Homeowner's exemption	$154,420 (+5.99%) Land $41,760 Building $112,660	$241,129 (-4.23%) Land $41,760 Building $199,369
2023	$1,971.00 (+2.98%) Homeowner's exemption	$145,697 (+3%) Land $58,464 Building $87,233	$251,775 (+11.62%) Land $58,464 Building $193,311
2022	$1,914.00 Homeowner's exemption	$141,453	$225,561 Land $45,101 Building $180,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRUCE CREEK NORTH private · serves 7,467 people · EPA ID FL6424652
Water Source	Groundwater
Last State Inspection	Jan 2026
Also Mapped Here	WEST SIDE CONSOLIDATED
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable · Fiber in parts of the area	1,000 / 50

May also be available: CenturyLink, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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