1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Stone Ridge Pl

5230 Stone Ridge Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5230 Stone Ridge Pl, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$526,000 (Mar 2025)
Tax Bill$3,778 (2025)
Deeds & MortgagesAug 2026 Mortgage
Dec 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-25-31-0942-0001-0480

Property Details

APN / Parcel Number

Primary APN29-25-31-0942-0001-0480
Alternative APN
  • 253129094200010480

Exterior

Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address5230 STONE RIDGE PL
CitySAINT CLOUD
StateFL
Zip34771-6936
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionWATERS AT CENTER LAKE RANCH PH 1A PB 35 PGS 36-40 LOT 48
Legal SubdivisionWATERS AT CENTER LAKE RANCH PHASE 1A
Legal Lot Number48
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3013
Census Tract43700

Owner

Source: Osceola County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1234 N MAIN ST, KISSIMMEE, FL 34744-4285
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE CONNECT
Dec 30, 2025Intrafamily Transfer, Transfer
Mar 21, 2025Special Warranty Deed, Transfer · FHA Mortgage
TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2025 · Amount on Record
Deed SaleMar 21, 2025 · Amount on Record
Deed Document Number202536205
Deed Book / Page6758 / 2057
Last Transfer DateDec 21, 2025
Transfer Doc0069002430
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateAug 31, 2026
Property Address5230 STONE RIDGE PL, SAINT CLOUD, FL 34771-6936
Document Number0000113078
Book / Page7027 / 1573
Instrument DateAug 12, 2026
Instrument2026113078
Transaction TypeMortgage
Record UpdatedSep 10, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5230 STONE RIDGE PL, SAINT CLOUD, FL 34771-6936

Mortgage

Document Number0000113078,
DateAug 31, 2026
Book Page7027/1573
Instrument2026113078
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueApr 1, 2055
Interest
Max Rate-1%

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateDec 30, 2025
Property Address5230 STONE RIDGE PL, SAINT CLOUD, FL 34771-6936
Document Number0069002430
Book / Page6900 / 2430
Map ReferenceMB 35 PG 36-40
Instrument DateDec 21, 2025
Instrument2025158715
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5230 STONE RIDGE PL, SAINT CLOUD, FL 34771-6936

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1234 MANN ST, KISSIMMEE, FL 34741-4128

March 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 21, 2025
Property Address5230 STONE RIDGE PL, SAINT CLOUD, FL 34771-6936
Document Number0067582057
Book / Page6758 / 2057
Map ReferenceMB 35 PG 36-40
Instrument DateMar 19, 2025
Instrument2025036205
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyINSPIRED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$3,682.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5230 STONE RIDGE PLACE, SAINT CLOUD, FL 34771-6936

Mortgage

Document Number0067582059
DateMar 21, 2025
Instrument6758/2059
Lender
NameTAYLOR MORRISON HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

Mortgage

Document Number0067621070
DateMar 31, 2025
Book Page6762/1070
Instrument2025039639
Lender
NameTAYLOR MORRISON HOME FUNDING LLC
TypeMortgage Company
AddressMAITLAND, FL 32751
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,778.00 (+15.01%)$66,000 Land $66,000$66,000 Land $66,000
2024$3,285.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6
CenturyLink
DSL		10 / 1

May also be available: Spectrum.

Nearby Properties on Stone Ridge Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures