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5230 Fish Lake Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5230 Fish Lake Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details1.25 ba · 1,476 sqft · built 1996
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Nov 2018)
Tax Bill$2,752 (2026)
Deeds & MortgagesNov 2018 Line of Credit
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN365-0010-03925

Property Details

APN / Parcel Number

Primary APN365-0010-03925
Alternative APN
  • 1060683

Interior

Full Baths1.25 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,476 sqft Gross Area
1st Floor Area984 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood
Construction TypeFrame
Lot Area435,600 sqft (10 acres)
Garage Area1,576 sqft

Exterior Amenities

Deck AreaDeck Area
Lean-To800 sqft
Storage Building48 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1060683
Street Address5230 FISH LAKE RD
CityDULUTH
StateMN
Zip55803-9440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionE 1/2 OF W 1/2 OF NE 1/4 OF SW 1/4 SERIAL #
Legal Range15W
Legal Township52N
Legal Section22
Legal SubdivisionFREDENBERG TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionFREDENBERG
Census Block Group2
Census Block2001
Census Tract10602

Owner

5230 Fish Lake Rd is owned and occupied by an individual who bought it in November 2018.

Source: St. Louis County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address5230 FISH LAKE RD, DULUTH, MN 55803-9440
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2018Deed of Trust, Mortgage · Line of Credit
US BK
Nov 5, 2018Warranty Deed, Transfer
PIONEER ABSTRACT AND TITLE DULUT, PIONEER ABSTRACT & TITLE DULUT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2018 · Amount on File
Deed SaleNov 5, 2018 · Amount on File
Deed Document Number20181344059
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5230 FISH LAKE RD, DULUTH, MN 55803-9440
Document Number0001347278
Instrument DateNov 30, 2018
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5230 FISH LAKE RD DULUTH MN 558039440, DULUTH, MN 55803-9440

Mortgage

Document Number0001347278
DateDec 27, 2018
Instrument1347278
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueDec 26, 2038
Interest
Rate TypeAdjustable Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 5, 2018
Property Address5230 FISH LAKE RD, DULUTH, MN 55803-9440
Document Number0001344059
Instrument DateOct 25, 2018
Instrument1344059
Transaction TypeTransfer
Record UpdatedNov 29, 2018
Title CompanyPIONEER ABSTRACT AND TITLE DULUT, PIONEER ABSTRACT & TITLE DULUT

Transaction

AmountAmount on Record
Tax$429.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5230 FISH LAKE RD DULUTH MN 558039440, DULUTH, MN 55803-9440

Tax Assessment & Valuation

The 2026 property tax bill for 5230 Fish Lake Rd was $2,752 with a homeowner's exemption, up 1.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionFredenberg Township
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,752.00 (+1.78%) Homeowner's exemption
2025$2,704.00 (+8.68%) Homeowner's exemption$257,100 (-10.07%) Land $107,900 Building $149,200$257,100 (-10.07%) Land $107,900 Building $149,200
2024$2,488.00$285,900 Land $91,300 Building $194,600$285,900 Land $91,300 Building $194,600
2022$239,100 Land $78,900 Building $160,200$239,100 Land $78,900 Building $160,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5230 Fish Lake Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2022–2024)
Most Recent ClaimJun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5230 Fish Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fish Lake Rd

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