San Bernardino County property record for 5230 el Morado St, Montclair, CA 91763
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,348 sqft · built 1956 |
| Lot Size | 0.187 acres (8,125 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,248 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-292-02-0000 |
| Primary APN | 1010-292-02-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Modern |
| Exterior Material | Block |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 8,125 sqft (0.187 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5230 EL MORADO ST |
|---|---|
| City | MONTCLAIR |
| State | CA |
| Zip | 91763-3218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3391 LOT 2 |
| Legal Subdivision | TRACT NO 3391 |
| Legal Tract | 3391 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 208 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5230 EL MORADO ST, MONTCLAIR, CA 91763-3218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Jul 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS/AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 5230 EL MORADO ST, MONTCLAIR, CA 91763-3218 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 5230 EL MORADO ST, MONTCLAIR, CA 91763-3218 |
| Document Number | 0000578750 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021-0578750 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 1.99% |
| Type Change Date | Jan 1, 2032 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.99% |
| Index | 12-Month MTA |
| Max Rate | 6.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 5230 EL MORADO ST, MONTCLAIR, CA 91763-3218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 5230 EL MORADO ST, MONTCLAIR, CA 91763-3218 |
| Document Number | 0000018213 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021-0018213 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 5230 EL MORADO ST, MONTCLAIR, CA 91763-3218 |
| Document Number | 0000255092 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2019 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5230 EL MORADO ST MONTCLAIR CA 917633218, MONTCLAIR, CA 91763-3218 |
| Document Number | 0000255092 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 255092 |
| Name | LOANLEADERS/AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Montclair City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Ontario-Montclair School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $121,294 (+2%) Land $20,789 Building $100,505 | |
| 2025 | $1,248.00 (+5.49%) Homeowner's exemption | $118,915 (+4.04%) Land $20,381 Building $98,534 |
| 2023 | $1,183.00 (+1.46%) Homeowner's exemption | $114,297 Land $19,589 Building $94,708 |
| 2022 | $1,166.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTE VISTA WD serves 56,390 people · EPA ID CA3610029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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