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5230 Cameron Ct, Troy, MI 48098 Property Records

Oakland County property record for 5230 Cameron Ct, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,087 sqft · built 1978
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (May 2006)
Tax Bill$4,912 (2025)
Deeds & MortgagesMay 2021 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-07-479-009

Property Details

APN / Parcel Number

Primary APN88-20-07-479-009

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,087 sqft Living Area
1st Floor Area2,087 sqft
Basement Area2,087 sqft
Unfinished Basement2,087 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area543 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area29 sqft
Deck Area346 sqft
Patio Area346 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5230 CAMERON CT
CityTROY
StateMI
Zip48098-2414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 7 CHELSEA VILLAGE SUB NO 1 LOT 98
Legal Range11E
Legal Township2N
Legal Section7
Legal SubdivisionCHELSEA VILLAGE NO 1
Legal Lot Number98
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1012
Census Tract196500

Owner

Source: Oakland County records · APN 88-20-07-479-009

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5230 CAMERON CT, TROY, MI 48098-2414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOMERSET LENDING CORP
Dec 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
SOMERSET LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 25, 2006 · Amount on Record
Deed SaleMay 25, 2006 · Amount on Record
Deed Document Number2006136528
Deed Book / Page37616 / 488
Last Transfer DateFeb 23, 2013
Transfer Doc0000065596
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5230 CAMERON CT, TROY, MI 48098-2414
Transaction TypeMortgage
Record UpdatedJun 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5230 CAMERON CT, TROY, MI 48098-2414

Mortgage

Document Number0000128081
DateMay 17, 2021
Book Page56248/155
Instrument128081
Lender
NameSOMERSET LENDING CORP
TypeMortgage Company
AddressROCHESTER, MI 48307
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5230 CAMERON CT, TROY, MI 48098-2414
Document Number0000034461
Instrument DateDec 15, 2017
Transaction TypeMortgage
Record UpdatedMar 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address5230 CAMERON CT TROY MI 480982414, TROY, MI 48098-2414

Mortgage

Document Number0000034461
DateMar 05, 2018
Book Page051605/000407
Instrument34461
Lender
NameSOMERSET LNDG
AddressROCHESTER, MI 48307
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 04, 2048

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,912.00 (-3.86%)
2023$386,280
2022$5,109.00$193,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Most Recent ClaimJan 1985 · river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

Based on FCC filings for 304 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTROY
serves 85,854 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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