Habersham County property record for 523 Yonah St, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,144 sqft · built 1912 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jan 2019) |
| Tax Bill | $3,824 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 089B091 |
| Primary APN | 089B091 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,144 sqft Heated Area |
| Gross Area | 2,504 sqft |
| 1st Floor Area | 1,408 sqft |
| Upper Floors Area | 736 sqft |
| Attic | Attic |
| Attic Area | 736 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 2010 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 116 ft deep x 125 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 398434 |
|---|---|
| Street Address | 523 YONAH ST |
| City | CORNELIA |
| State | GA |
| Zip | 30531-3997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | 10-172 PB 29-157 DB 1183-705 |
| Legal Subdivision | DAVID CATHEY |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 604 |
523 Yonah St is owned and occupied by an individual who bought it in January 2019.
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 YONAH ST, CORNELIA, GA 30531-3997 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACOPIA |
| Jan 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage ACOPIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2019 · Amount on File |
| Deed Sale | Jan 7, 2019 · Amount on File |
| Prior Sale | Dec 23, 2015 · Amount on File |
| Deed Document Number | 201922 |
| Deed Book / Page | 1183 / 705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 523 YONAH ST, CORNELIA, GA 30531-3997 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 523 YONAH ST, CORNELIA, GA 30531-3997 |
| Document Number | 0000001231/0000001102 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 0000001231/0000001102 |
| Name | ACOPIA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jan 7, 2019 |
| Property Address | 523 YONAH ST, CORNELIA, GA 30531-3997 |
| Document Number | 001183/705 |
| Book / Page | 1183 / 705 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 2019-000022 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 YONAH ST, CORNELIA, GA 30531-3997 |
| Document Number | 0000001183/0000000706 |
|---|---|
| Date | Jan 16, 2019 |
| Book Page | 0000001183/0000000706 |
| Name | ACOPIA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
The 2026 property tax bill for 523 Yonah St was $3,824 with a homeowner's exemption.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Cornelia City |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,824.00 Homeowner's exemption | $141,937 Land $13,640 Building $128,297 | $354,842 Land $34,099 Building $320,743 |
| 2023 | Homeowner's exemption | $126,752 (+16.52%) Land $9,100 Building $117,652 | $316,880 (+16.52%) Land $22,750 Building $294,130 |
| 2022 | Homeowner's exemption | $108,784 Land $7,508 Building $101,276 | $271,960 Land $18,770 Building $253,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 523 Yonah St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 523 Yonah St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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