523 Waterstone Cir, Greeneville, TN 37745 Property Records

Greene County property record for 523 Waterstone Cir, Greeneville, TN 37745

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,282 sqft · built 2004
Lot Size	2.23 acres (97,139 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Sep 2013)
Tax Bill	$2,739 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030112 08900`

Property Details

APN / Parcel Number

Primary APN	`030112 08900`
Alternative APN	`112 08900`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,282 sqft Living Area
1st Floor Area	2,282 sqft
Basement Area	1,330 sqft
Unfinished Basement	1,330 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	97,139 sqft (2.23 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	962 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Open Porch
Porch Area	616 sqft
Deck Area	88 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	523 WATERSTONE CIR
City	GREENEVILLE
State	TN
Zip	37745-3782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DISTRICT: 24, COUNTY AREA: G01
Legal Subdivision	RIVER PLANTATION PH 1
Legal Lot Number	22
Jurisdiction	GREENE TN
Township / Civil Division	4
Census Block Group	4
Census Block	4035
Census Tract	90300

Owner

523 Waterstone Cir is owned and occupied by an individual who bought it in September 2013.

Source: Greene County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	523 WATERSTONE CIR, GREENEVILLE, TN 37745-3782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Apr 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST TENNESSEE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2013 · Amount on File
Deed Sale	Sep 3, 2013 · Amount on File
Prior Sale	Mar 21, 2002 · Amount on File
Deed Document Number	13007757
Deed Book / Page	531A / 969
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE TN
Property Address	523 WATERSTONE CIR, GREENEVILLE, TN 37745-3782
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	660A1659
Date	May 26, 2021
Book Page	660A/1659
Instrument	21005710

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE TN
Property Address	523 WATERSTONE CIR, GREENEVILLE, TN 37745-3782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	585A1161
Date	Apr 5, 2017
Book Page	585A/1161
Instrument	17002855

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 523 Waterstone Cir was $2,739.

Source: Greene County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Greene County
Unified School District	Greene County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,739.00	$165,975 (-) Land $25,550 Building $140,425
2024	$2,739.00	$165,975 (-) Land $25,550 Building $140,425
2023		$165,975 Land $25,550 Building $140,425	$663,900 Land $102,200 Building $561,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 523 Waterstone Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 23, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Waterstone Cir is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENEVILLE WATER COMMISSION serves 26,657 people · EPA ID TN0000273
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waterstone Cir

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