Centre County property record for 523 Walnut St, Howard, PA 16841
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,008 sqft · built 1979 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Jun 2010) |
| Tax Bill | $3,088 (2026) |
| Deeds & Mortgages | Jul 2010 Line of Credit Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-003-,017A,0000 |
| Primary APN | 27-003-,017A,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 37,462 sqft (0.86 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 523 WALNUT ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 10100 |
523 Walnut St is owned and occupied by an individual who acquired it in August 2023.
Source: Centre County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 WALNUT ST, HOWARD, PA 16841-2213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2010 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 23, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 7, 2010 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2010 · Amount on File |
| Deed Sale | Jun 7, 2010 · Amount on File |
| Deed Book / Page | 2057 / 862 |
| Last Transfer Date | Aug 16, 2023 |
| Transfer Doc | 002310/245 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 523 WALNUT ST, HOWARD, PA 16841-2213 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02060/0716 |
|---|---|
| Date | Jul 20, 2010 |
| Book Page | 2060/0716 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | STATE COLLEGE, PA 16801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Aug 23, 2023 |
| Property Address | 523 WALNUT ST, HOWARD, PA 16841-2213 |
| Document Number | 002310/245 |
| Book / Page | 2310 / 245 |
| Instrument Date | Aug 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | NITTANY SETTLEMENT COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 WALNUT ST, HOWARD, PA 16841-2213 |
| Document Number | 0023100246 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 2310-0246 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Jun 7, 2010 |
| Property Address | 523 WALNUT ST, HOWARD, PA 16841-2213 |
| Document Number | 02057/0862 |
| Book / Page | 2057 / 0862 |
| Instrument Date | Jun 4, 2010 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 597 WALNUT ST, HOWARD, PA 16841-3705 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 523 Walnut St was $3,088.
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,088.00 | $40,520 Land $7,500 Building $33,020 | |
| 2025 | $81,040 Land $15,000 Building $66,040 | ||
| 2024 | $3,072.00 | $40,520 (-) Land $7,500 Building $33,020 | |
| 2023 | $3,072.00 | $40,520 Land $7,500 Building $33,020 | |
| 1994 | $81,040 Land $15,000 Building $66,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 523 Walnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Walnut St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF HOWARD serves 1,001 people · EPA ID PA4140080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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