523 W Prairie St, Cameron, MO 64429 Property Records

Clinton County property record for 523 W Prairie St, Cameron, MO 64429

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 2004
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$143,874 (Jul 2025)
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01 05.1 22 004 010 004.000`

Property Details

APN / Parcel Number

Primary APN	`01 05.1 22 004 010 004.000`

Interior

Full Baths	1 Bath
Units	98 Units
Stories	1 Story
Building Area	1,120 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	523 W PRAIRIE ST
City	CAMERON
State	MO
Zip	64429-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 101 SOUTH CAMERON ADDITION
Legal Range	30W
Legal Township	57N
Legal Section	22
Legal Subdivision	SOUTH CAMERON ADDITION
Legal Lot Number	101
Jurisdiction	CLINTON MO
Township / Civil Division	SHOAL
Census Block Group	5
Census Block	5018
Census Tract	960100

Owner

523 W Prairie St is owned and occupied by two individuals who bought it in July 2025.

Source: Clinton County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	523 W PRAIRIE ST, CAMERON, MO 64429-2032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 18, 2025	Intrafamily Transfer, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Prior Sale	Oct 12, 2022 · Amount on File
Deed Document Number	20251900
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MO
Property Address	523 W PRAIRIE ST, CAMERON, MO 64429-2032
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 COUNTRY CLUB SQUARE DR, CAMERON, MO 64429-9718

Mortgage

Document Number	0202500185
Date	Jan 24, 2025
Instrument	202500185

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MO
Recording Date	Jul 18, 2025
Property Address	523 W PRAIRIE ST, CAMERON, MO 64429-2032
Document Number	0202501900
Instrument Date	Jul 18, 2025
Instrument	202501900
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, CAMERON TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523W W PRAIRIE ST, CAMERON, MO 64429-2032

Mortgage

Document Number	0202501901
Date	Jul 18, 2025
Instrument	202501901

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 523 W Prairie St was $1,266.

Source: Clinton County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clinton County
Municipality	Cameron City
Unified School District	Cameron R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,266.00	$19,691 (+12%) Land $1,873 Building $17,818	$103,640 Land $9,860 Building $93,780
2024	$1,266.00 (+10.09%)	$17,581 (-) Land $1,672 Building $15,909
2023	$1,150.00 (+9%)	$17,581 (+8.96%) Land $1,672 Building $15,909	$92,532 Land $8,800 Building $83,732
2022	$1,055.00	$16,135 Land $1,672 Building $14,463
2021			$84,920 Land $8,800 Building $76,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 523 W Prairie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 W Prairie St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMERON PWS serves 11,963 people · EPA ID MO1010131
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
United Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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