523 W 3rd St, Riviera Beach (West Palm Beach), FL 33404 Property Records

Palm Beach County property record for 523 W 3rd St, Riviera Beach, FL 33404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,138 sqft · built 1950
Lot Size	0.114 acres (4,944 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jan 2022)
Tax Bill	$4,812 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-43-42-33-10-000-1440`

Property Details

APN / Parcel Number

Primary APN	`56-43-42-33-10-000-1440`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,138 sqft Living Area
Gross Area	1,428 sqft
1st Floor Area	1,138 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,944 sqft (0.114 acres)
Lot Dimensions	99 ft deep x 50 ft wide

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	210 sqft
Patio Area	225 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	523 W 3RD ST
City	RIVIERA BEACH
State	FL
Zip	33404-7805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-8
Legal Description	RIVIERA BEACH HEIGHTS ADD 3 LT 144
Legal Range	43E
Legal Township	42S
Legal Section	33
Legal Subdivision	RIVIERA BEACH HEIGHTS ADD
Legal Lot Number	144
Jurisdiction	PALM BEACH FL
Township / Civil Division	RIVIERA BEACH
Census Block Group	2
Census Block	2034
Census Tract	1403

Owner

523 W 3rd St is owned and occupied by two individuals who bought it in January 2022.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	532 W 3RD ST
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2022 · Amount on File
Deed Sale	Jan 24, 2022 · Amount on File
Prior Sale	Dec 1, 2016 · Amount on File
Deed Document Number	202234799
Deed Book / Page	33245 / 1242
Prior Transfer Date	Feb 28, 2006
Prior Transfer Doc	0203610596
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 24, 2022
Property Address	523 W 3RD ST, RIVIERA BEACH, FL 33404-7805
Document Number	0332451242
Book / Page	33245 / 1242
Map Reference	MB 23 PG 47
Instrument Date	Jan 19, 2022
Instrument	20220034799
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	TITLE PROS/FLORIDA INC, TITLE PROS OF FLORIDA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1320 ROYAL PALM SQUARE BLVD # BLVD320, 1320, FORT MYERS, FL 33919-1077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 W 3RD ST, RIVIERA BEACH, FL 33404-7806

Mortgage

Document Number	0332451244
Date	Jan 24, 2022
Instrument	33245/1244

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 523 W 3rd St was $4,812 with a homeowner's exemption, up 2.4% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Riviera Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,812.00 (+2.38%) Homeowner's exemption	$230,605	$276,046 Land $70,000 Building $206,046
2024	$4,700.00 (+2.46%)
2023	$4,587.00 (+63.18%) Homeowner's exemption	$217,579 (+25.9%) Land $32,186 Building $185,393	$217,579 (+25.9%) Land $32,186 Building $185,393
2022	$2,811.00	$172,814 Land $28,000 Building $144,814	$172,814 Land $28,000 Building $144,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 W 3rd St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	9 (2001–2009)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Mar 2009 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 523 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVIERA BEACH UTILITY DISTRICT serves 46,762 people · EPA ID FL4501229
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Jun 2023 Total trihalomethanes resolved · Jul 2018 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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