523 Vine St, Morris, IL 60450 Property Records

Grundy County property record for 523 Vine St, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Details	942 sqft · built 1905
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$152,500 (Mar 2025)
Tax Bill	$3,613 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-04-378-004`

Property Details

APN / Parcel Number

Primary APN	`05-04-378-004`

Interior

Building Area	942 sqft Total Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	523 VINE ST
City	MORRIS
State	IL
Zip	60450-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CH & HC GOOLDS ADD N40' LT 3 & S20' LT 4 BLK 7 SEC 4-33-7
Legal Range	07W
Legal Township	33N
Legal Section	04
Legal Subdivision	CH & HC GOOLDS ADDITION
Legal Block	7
Legal Lot Number	3-4
Jurisdiction	GRUNDY IL
Township / Civil Division	MORRIS
Census Block Group	3
Census Block	3005
Census Tract	400

Owner

523 Vine St is owned by two individuals who bought it in March 2025.

Source: Grundy County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	506 VINE ST, MORRIS, IL 60450-1756
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Mar 21, 2025	Executor's Deed, Transfer GR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2025 · Amount on File
Deed Sale	Mar 21, 2025 · Amount on File
Deed Document Number	2025630782
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	523 VINE ST, MORRIS, IL 60450-1755
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000634609
Date	Oct 9, 2025
Instrument	634609

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.38%

March 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	GRUNDY IL
Recording Date	Mar 21, 2025
Property Address	523 VINE ST, MORRIS, IL 60450-1755
Document Number	0000630782
Instrument Date	Mar 14, 2025
Instrument	630782
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	GR

Transaction

Amount	Amount on Record
Tax	$228.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 VINE ST, MORRIS, IL 60450-1756

Tax Assessment & Valuation

The 2025 property tax bill for 523 Vine St was $3,613.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Morris Township
Municipality	Morris City
Elementary School District	Morris School District 54 (PK - 08)
Secondary School District	Morris Community High School District 101 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,613.00	$46,166 Land $15,844 Building $30,322	$138,498 Land $47,532 Building $90,966
2022	$2,409.00 Homeowner's exemption	$36,781 Land $12,623 Building $24,158	$110,343 Land $37,869 Building $72,474

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 523 Vine St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (2007–2020)
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Vine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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