Ballard County property record for 523 Third St, La Center, KY 42056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,060 sqft · built 1964 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on File |
| Tax Bill | $243 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44A-33-01 |
| Primary APN | 44A-33-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 155 ft deep x 50 ft wide |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Porch Area | 312 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Street Address | 523 THIRD ST |
|---|---|
| City | LA CENTER |
| State | KY |
| Zip | 42056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | LA CENTER |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 950100 |
523 Third St, a single family home, is owned by a company.
Source: Ballard County records, as of July 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 555, LA CENTER, KY 42056-0555 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 523 THIRD ST, LA CENTER, KY 42056-8800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 094/185 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 094/185 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 2, 2033 |
The 2025 property tax bill for 523 Third St was $243.
Source: Ballard County assessment roll, as of November 13, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Municipality | La Center City |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $243.00 | $24,000 | $24,000 |
| 2023 | $364.00 Additional exemption filed | $24,000 | $24,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Third St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Third St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACENTER MUNICIPAL WATER CO serves 1,291 people · EPA ID KY0040228 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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