523 Sunset Cir, Lancaster, SC 29720 Property Records

Lancaster County property record for 523 Sunset Cir, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,314 sqft · built 2023
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Dec 2024)
Tax Bill	$4,525 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2024 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0083F-0B-001.00`

Property Details

APN / Parcel Number

Primary APN	`0083F-0B-001.00`
Alternative APN	`15628`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,314 sqft Living Area
Gross Area	1,362 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	60,548 sqft (1.39 acres)

Location & Zoning

Account Number	15628
Street Address	523 SUNSET CIR
City	LANCASTER
State	SC
Zip	29720-2983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	1.388 AC
Legal Subdivision	SUNSET AVENUE SUBDIVISION
Legal Lot Number	1
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1074
Census Tract	11100

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	384 GRACE AVE, LANCASTER, SC 29720-4245
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 12, 2024	Deed, Transfer
Oct 18, 2023	Deed, Transfer · VA Mortgage RESOURCE FINANCIAL SERVICES INC
Oct 18, 2023	Intrafamily Transfer, Transfer
Feb 9, 2022	Deed, Transfer
Apr 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 29, 2017	Grant Deed, Transfer
Sep 29, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2024 · Amount on Record
Deed Sale	Dec 12, 2024 · Amount on Record
Prior Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	202415327
Deed Book / Page	1864 / 224
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	523 SUNSET CIR, LANCASTER, SC 29720-2983
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 SUNSET CIR, LANCASTER, SC 29720-2983

Mortgage

Document Number	0000000792
Date	Jan 20, 2026
Book Page	5504/229
Instrument	2026000792

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 12, 2024
Property Address	523 SUNSET CIR, LANCASTER, SC 29720-2983
Document Number	0000015327
Book / Page	1864 / 224
Instrument Date	Dec 12, 2024
Instrument	2024015327
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 GRACE AVE, LANCASTER, SC 29720-4245

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 18, 2023
Property Address	523 SUNSET CIR, LANCASTER, SC 29720-2983
Document Number	0000013166
Book / Page	1719 / 314
Map Reference	MB 2022 PG 522
Instrument Date	Oct 18, 2023
Instrument	2023013166
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$673.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 SUNSET CIR, LANCASTER, SC 29720-2983

Mortgage

Document Number	0000013167
Date	Oct 18, 2023
Instrument	2023013167

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0000013168
Date	Oct 18, 2023
Book Page	5038/157
Instrument	2023013168

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Oct 18, 2023
Property Address	523 SUNSET CIR, LANCASTER, SC 29720-2983
Document Number	0000013169
Book / Page	1719 / 316
Map Reference	MB 2022 PG 522
Instrument Date	Oct 18, 2023
Instrument	2023013169
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	523 SUNSET CIR, LANCASTER, SC 29720-2983

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Feb 9, 2022
Property Address	523 SUNSET CIR, LANCASTER, SC 29720-2983
Document Number	0000002215
Book / Page	1516 / 288
Map Reference	MB 9 PG 25
Instrument Date	Feb 9, 2022
Instrument	2022002215
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$85.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1287, LANCASTER, SC 29721-1287

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 28, 2020
Property Address	SUNSET CIR, LANCASTER, SC 29720
Document Number	0000006585
Book / Page	001326 / 000134
Instrument Date	Apr 23, 2020
Instrument	6585
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3509 PENSHURST DR ROCK HILL SC 29732, ROCK HILL, SC 29732

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 29, 2017
Property Address	SUNSET CIR, LANCASTER, SC 29720
Document Number	0000014461
Book / Page	001085 / 000173
Instrument Date	Sep 25, 2017
Instrument	14461
Transaction Type	Transfer
Record Updated	Oct 6, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5086 SEDGEFIELD DR LANCASTER SC 297207012, LANCASTER, SC 29720-7012

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 29, 2017
Property Address	SUNSET CIR, LANCASTER, SC 29720
Document Number	0000014462
Book / Page	001085 / 000176
Instrument Date	Sep 25, 2017
Instrument	14462
Transaction Type	Transfer
Record Updated	Oct 9, 2017

Transaction

Amount	Amount Recorded
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 PENSHURST RD ROCK HILL SC 297309582, ROCK HILL, SC 29730-9582

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,525.00 (-10.84%)	$9,216 (+743.96%) Land $1,600 Building $7,616	$230,400 (+1,165.93%) Land $40,000 Building $190,400
2024	$5,075.00 (+1,309.72%)
2023	$360.00 (-64.77%)	$1,092 (-64.8%) Land $1,092	$18,200 (-64.8%) Land $18,200
2022	$1,022.00	$3,102 Land $3,102	$51,700 Land $51,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Comporium DSL · Fiber in parts of the area	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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