Harris County property record for 523 Stream Mill Ln, Katy, TX 77494 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,155 sqft · built 2008 |
| Lot Size | 0.174 acres (7,559 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,900 (Aug 2018) |
| Tax Bill | $5,300 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-710-004-0037 |
| Primary APN | 127-710-004-0037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,155 sqft Living Area |
| 1st Floor Area | 2,155 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 7,559 sqft (0.174 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 127 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1277100040037 |
|---|---|
| Street Address | 523 STREAM MILL LN |
| City | KATY |
| State | TX |
| Zip | 77494-0291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 37 BLK 4 LAKES AT GRAND HARBOR SEC 2 |
| Legal Subdivision | LAKES AT GRAND HARBOR SEC 2 |
| Legal Block | 4 |
| Legal Lot Number | 37 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 455300 |
Source: Harris County records · APN 127-710-004-0037
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 STREAM MILL LN, KATY, TX 77494-0291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE HM LNDG |
| Aug 28, 2018 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2018 · Amount on Record |
| Deed Sale | Aug 28, 2018 · Amount on Record |
| Prior Sale | Apr 02, 2014 · Amount on Record |
| Deed Document Number | 2018393472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 523 STREAM MILL LN, KATY, TX 77494-0291 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 523 STREAM MILL LN, KATY, TX 77494-0291 |
| Document Number | 0000419951 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 2022-419951 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 523 STREAM MILL LN, KATY, TX 77494-0291 |
| Document Number | 0000429131 |
| Instrument Date | Sep 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 523 STREAM MILL LN KATY TX 774940291, KATY, TX 77494-0291 |
| Document Number | 0000429131 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 429131 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 28, 2018 |
| Property Address | 523 STREAM MILL LN, KATY, TX 77494-0291 |
| Document Number | 0000393472 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 393472 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 523 STREAM MILL LN KATY TX 774940291, KATY, TX 77494-0291 |
| Document Number | 393473 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 393473 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2048 |
| Document Number | 393474, |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 393474 |
| Name | BANK OF NY MELLON |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Amount | Amount Recorded |
|---|
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,300.00 (+33.57%) Homeowner's exemption | $315,010 (-1.99%) Land $70,955 Building $244,055 | $315,010 (-1.99%) Land $70,955 Building $244,055 |
| 2024 | $3,968.00 (+18.41%) | ||
| 2023 | $321,390 Land $56,501 Building $264,889 | $321,390 Land $56,501 Building $264,889 | |
| 2022 | $3,351.00 (-8.74%) | ||
| 2020 | $3,672.00 |
Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482014553001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 53 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 53 in force 36 of 53 on primary residences |
| Nearby Flood Claims | 3 (2008–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2017, river or lake flooding, Hurricane Harvey |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures