Fond Du Lac County property record for 523 State St, Ripon, WI 54971 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1880 |
| Square Footage | 1,640 sqft Living Area |
| Lot Size | 17,511 sqft (0.402 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $111,000 (2018) |
| Tax Bill | $2,632.00 (2025) |
| Primary APN | RIP-16-14-99-CE-820-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,640 sqft Living Area |
| 1st Floor | 1,316 sqft 1st Floor |
| 2nd Floor | 324 sqft 2nd Floor |
| Basement Area | 1,316 sqft Basement |
| Game Room | Game Room |
| Stories | 1 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,511 sqft (0.402 acres) |
| Depth X Width | 24.6 ft x 7.6 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,134 sqft Garage |
| Porch | Enclosed Porch |
| Lean-To | 396 sqft Lean-To |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 523 STATE ST |
|---|---|
| City | RIPON |
| State | WI |
| Zip | 54971-1427 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S21 T16N R14E CERESCO PLAT E 1/3 OF LOT 2 BLK 18 ALSO N 1/2 & W 1/2 VAC ALLEY ADJ ON S SI & E SI ALSO W 6.5' OF N 150' OF E |
| Legal Range | 19E |
| Legal Township | 15N |
| Legal Section | 21 |
| Legal Subdivision | CERESCO PLAT |
| Legal Block | 18 |
| Legal Lot Number | 2 |
| Jurisdiction | FOND DU LAC WI |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4005 |
| Census Tract | 41600 |
Source: Fond Du Lac County records · APN RIP-16-14-99-CE-820-00
Assessment roll updated March 26, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 STATE ST, RIPON, WI 54971-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FOND DU LAC CU |
| Aug 11, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jul 09, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| Jun 20, 2018 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2018 · Amount on Record |
| Deed Sale | Jul 09, 2018 · Amount on Record |
| Prior Sale | Mar 14, 2005 · Amount on Record |
| Deed Doc Number | 20181101230 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 523 STATE ST, RIPON, WI 54971-1427 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 523 STATE ST, RIPON, WI 54971-1427 |
| Document Number | 0001216676 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 1216676 |
| Name | FOND DU LAC CU |
|---|---|
| Type | Credit Union |
| Address | FOND DU LAC, WI 54935 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 523 STATE ST, RIPON, WI 54971-1427 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 523 STATE ST, RIPON, WI 54971-1427 |
| Document Number | 0001186637 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 1186637 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 09, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Recording Date | Jul 09, 2018 |
| Property Address | 523 STATE ST, RIPON, WI 54971-1427 |
| Document Number | 0001101230 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 1101230 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Title Company | WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 STATE ST, RIPON, WI 54971-1427 |
| Document Number | 0001101231 |
|---|---|
| Date | Jul 09, 2018 |
| Instrument | 1101231 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Recording Date | Jun 20, 2018 |
| Property Address | 523 STATE ST, RIPON, WI 54971-1427 |
| Document Number | 0001100430 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 1100430 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Fond Du Lac County |
| Municipality | Ripon City |
| Unified School District | Ripon Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,632.00 (+19.47%) | $116,400 (+4.39%) Land $26,000 Building $90,400 | $179,529 (+37.05%) Land $40,101 Building $139,428 |
| 2023 | $2,203.00 Homeowner's exemption | $111,500 Land $26,000 Building $85,500 | $130,991 Land $30,545 Building $100,446 |
523 State St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Fond Du Lac County (55039C), updated December 19, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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