523 Spring St, Erlanger, KY 41018 Property Records

Kenton County property record for 523 Spring St, Erlanger, KY 41018 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 924 sqft · built 1998
Lot Size	0.019 acres (813 sqft)
Owner	2 Individual Names on File
Last Sale	$14,000 (Jan 1998)
Tax Bill	$2,757 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-30-21-145.01`

Property Details

APN / Parcel Number

Primary APN	`004-30-21-145.01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	924 sqft Finished Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	813 sqft (0.019 acres)
Lot Dimensions	125 ft deep x 125 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	523 SPRING ST
City	ERLANGER
State	KY
Zip	41018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODSIDE LOTS 597 598 & PT 596 7,812.5 SQFT SES SPRING ST
Legal Subdivision	WOODSIDE ADDN
Legal Phase	6
Legal Lot Number	598,59
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2002
Census Tract	65600

Owner

Source: Kenton County records · APN 004-30-21-145.01

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5571 LIMABURG CREEK RD, FLORENCE, KY 41042-1011
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 1998 · Amount on Record
Deed Sale	Jan 15, 1998 · Amount on Record
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jul 17, 2026
Property Address	523 SPRING ST, ERLANGER, KY 41018
Document Number	0000015100
Book / Page	460 / 456
Instrument Date	Jun 26, 2026
Instrument	202615100
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015100,
Date	Jul 17, 2026
Book Page	460/456
Instrument	202615100

Lender

Name	CITIZENS FEDERAL SAVINGS AND LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,757.00 (+1.36%)	$181,500 (-) Land $20,000 Building $161,500	$181,500 (-) Land $20,000 Building $161,500
2023	$2,720.00	$181,500 Land $20,000 Building $161,500	$181,500 Land $20,000 Building $161,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.