Sarasota County property record for 523 Shetland Cir, Nokomis, FL 34275
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,091 sqft · built 1992 |
| Lot Size | 1.01 acres (43,995 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,013 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0164-08-0005 |
| Primary APN | 0164-08-0005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,091 sqft Living Area |
| Gross Area | 2,511 sqft |
| 1st Floor Area | 2,091 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,995 sqft (1.01 acres) |
| View / Lot | Mainland |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 296 sqft |
| Patio Area | 552 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0164080005 |
|---|---|
| Street Address | 523 SHETLAND CIR |
| City | NOKOMIS |
| State | FL |
| Zip | 34275-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | A PORTION OF LOT 1 DESC AS COM AT THE SW COR OF LOT 1 TH N-12-05-35-W 114.88 FT TO POB TH CONT ON SAME LINE 259.43 FT TO NW COR TH N-89-32-30-E 341.11 FT TH S-55-40-14-W 157.16 FT TH |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 25 |
| Legal Subdivision | IXORA |
| Legal Tract | 2130 |
| Legal Lot Number | 1 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 2714 |
523 Shetland Cir is owned and occupied by two individuals.
Source: Sarasota County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 SHETLAND CIR, NOKOMIS, FL 34275-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 25, 2022 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Aug 18, 2026 |
| Property Address | 523 SHETLAND CIR, NOKOMIS, FL 34275-1628 |
| Document Number | 0000112275 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 2026112275 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 523 SHETLAND CIR, NOKOMIS, FL 34275-1628 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 523 SHETLAND CIR, NOKOMIS, FL 34275-1628 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 523 SHETLAND CIR, NOKOMIS, FL 34275-1628 |
| Document Number | 0000069450 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022069450 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 523 SHETLAND CIR, NOKOMIS, FL 34275-1628 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 523 SHETLAND CIR, NOKOMIS, FL 34275-1628 |
| Document Number | 0000038861 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 2021038861 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 523 Shetland Cir was $3,013 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,013.00 Homeowner's exemption | $235,723 | $448,300 Land $216,200 Building $232,100 |
| 2023 | $2,535.00 (+2.26%) Homeowner's exemption | $222,408 (+3%) | $562,700 (+26.93%) Land $283,000 Building $279,700 |
| 2022 | $2,479.00 Homeowner's exemption | $215,930 | $443,300 Land $161,100 Building $282,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Shetland Cir in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 217 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 217 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Shetland Cir is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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