523 Shetland Cir, Nokomis, FL 34275 Property Records

Sarasota County property record for 523 Shetland Cir, Nokomis, FL 34275

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,091 sqft · built 1992
Lot Size1.01 acres (43,995 sqft)
Owner2 Individual Names on File
Tax Bill$3,013 (2025)
Deeds & MortgagesAug 2026 Sale
Apr 2022 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN0164-08-0005

Property Details

APN / Parcel Number

Primary APN0164-08-0005
Alternative APN
  • 164080005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,091 sqft Living Area
Gross Area2,511 sqft
1st Floor Area2,091 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area43,995 sqft (1.01 acres)
View / LotMainland
Garage TypeAttached
Garage Area420 sqft

Exterior Amenities

PorchOpen Porch
Porch Area296 sqft
Patio Area552 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0164080005
Street Address523 SHETLAND CIR
CityNOKOMIS
StateFL
Zip34275-1628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE2
Legal DescriptionA PORTION OF LOT 1 DESC AS COM AT THE SW COR OF LOT 1 TH N-12-05-35-W 114.88 FT TO POB TH CONT ON SAME LINE 259.43 FT TO NW COR TH N-89-32-30-E 341.11 FT TH S-55-40-14-W 157.16 FT TH
Legal Range18E
Legal Township38S
Legal Section25
Legal SubdivisionIXORA
Legal Tract2130
Legal Lot Number1
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group4
Census Block4008
Census Tract2714

Owner

523 Shetland Cir is owned and occupied by two individuals.

Source: Sarasota County records, as of August 26, 2026

Owner of Record2 Individual Names on File
Mailing Address523 SHETLAND CIR, NOKOMIS, FL 34275-1628
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 25, 2022Deed of Trust, Mortgage · Line of Credit
ACHIEVA CU
Mar 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionSARASOTA FL
Recording DateAug 18, 2026
Property Address523 SHETLAND CIR, NOKOMIS, FL 34275-1628
Document Number0000112275
Instrument DateAug 10, 2026
Instrument2026112275
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address523 SHETLAND CIR, NOKOMIS, FL 34275-1628

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address523 SHETLAND CIR, NOKOMIS, FL 34275-1628
Transaction TypeMortgage
Record UpdatedMay 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 SHETLAND CIR, NOKOMIS, FL 34275-1628

Mortgage

Document Number0000069450
DateApr 25, 2022
Instrument2022069450
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34697
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueApr 27, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address523 SHETLAND CIR, NOKOMIS, FL 34275-1628
Transaction TypeMortgage
Record UpdatedJan 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 SHETLAND CIR, NOKOMIS, FL 34275-1628

Mortgage

Document Number0000038861
DateMar 5, 2021
Instrument2021038861
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 523 Shetland Cir was $3,013 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,013.00 Homeowner's exemption$235,723$448,300 Land $216,200 Building $232,100
2023$2,535.00 (+2.26%) Homeowner's exemption$222,408 (+3%)$562,700 (+26.93%) Land $283,000 Building $279,700
2022$2,479.00 Homeowner's exemption$215,930$443,300 Land $161,100 Building $282,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 Shetland Cir in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 217 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies217 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Shetland Cir is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber · Cable in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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