523 Shepards Xing, Ballwin, MO 63021 Property Records

St. Louis County property record for 523 Shepards Xing, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,260 sqft · built 1979
Lot Size	0.181 acres (7,884 sqft)
Owner	Individual on Record
Last Sale	$251,000 (Jul 2019)
Tax Bill	$3,530 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24R-22-0447`

Property Details

APN / Parcel Number

Primary APN	`24R-22-0447`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,720 sqft
1st Floor Area	1,260 sqft
Basement Area	1,080 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Deck Area	Deck Area
Patio Area	120 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	523 SHEPARDS XING
City	BALLWIN
State	MO
Zip	63021-7433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	TREETOP VILLAGE PLAT 1 10 5 78 LOT 23
Legal Subdivision	TREETOP VILLAGE PLAT 1
Legal Lot Number	23
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2001
Census Tract	217932

Owner

Source: St. Louis County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	523 SHEPARDS XING, BALLWIN, MO 63021-7433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 24, 2019	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Prior Sale	Aug 31, 2011 · Amount on Record
Deed Document Number	2019231
Deed Book / Page	23624 / 1101
Prior Transfer Date	Aug 15, 2005
Prior Transfer Doc	0167201688
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	523 SHEPARDS XING, BALLWIN, MO 63021-7433
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 SHEPARDS XING, BALLWIN, MO 63021-7433

Mortgage

Document Number	0253025698
Date	Jan 3, 2022
Book Page	25302/5698
Instrument	2022010300887

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	523 SHEPARDS XING, BALLWIN, MO 63021-7433
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 SHEPARDS XING, BALLWIN, MO 63021-7433

Mortgage

Document Number	0251402172
Date	Oct 1, 2021
Book Page	25140/2172
Instrument	2021100100265

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 24, 2019
Property Address	523 SHEPARDS XING, BALLWIN, MO 63021-7433
Document Number	0236241101
Book / Page	023624 / 001101
Instrument Date	Jul 22, 2019
Instrument	231
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	VISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 SHEPARDS XING BALLWIN MO 630217433, BALLWIN, MO 63021-7433

Mortgage

Document Number	236241104
Date	Jul 24, 2019
Book Page	023624/001104
Instrument	232

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,170 (+14.56%) Land $25,180 Building $36,990	$327,200 (+14.57%) Land $132,500 Building $194,700
2024	$3,530.00 (-0.9%)
2023	$3,562.00 (+4.52%)	$54,270 (+13.16%) Land $18,890 Building $35,380	$285,600 (+13.15%) Land $99,400 Building $186,200
2022	$3,408.00	$47,960 Land $18,890 Building $29,070
2021			$252,400 Land $99,400 Building $153,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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