523 Second Ave, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 523 Second Ave, Pelham, NY 10803

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,812 sqft · built 1920
Lot Size	0.114 acres (4,988 sqft)
Owner	Individual Name on Record
Last Sale	$663,000 (Sep 2019)
Tax Bill	$21,306 (2026)
Deeds & Mortgages	Jun 2020 Loan Modification Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`554403 158.84-1-48`

Property Details

APN / Parcel Number

Primary APN	`554403 158.84-1-48`
Alternative APNs	`440315808400010480000000` `00200000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,812 sqft Total Area
1st Floor Area	1,379 sqft
2nd Floor Area	1,433 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	4,988 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	57 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00200000
Street Address	523 SECOND AVE
City	PELHAM
State	NY
Zip	10803-1114
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA3
Legal Block	1
Legal Lot Number	48.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	PELHAM
Census Block Group	1
Census Block	1001
Census Tract	5300

Owner

Source: Westchester County and Pelham Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	523 SECOND AVE, PELHAM, NY 10803-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Loan Modification, Mortgage · Conventional Mortgage CROSS CNTY MTG
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG
Sep 4, 2019	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Deed Document Number	2019592323384
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	0531493416
Record Updated	Oct 29, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	523 SECOND AVE, PELHAM, NY 10803-1114
Document Number	0602323442
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	HEIGHTS ABSTRACT LIMITED, HEIGHTS ABSTRACT LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 SECOND AVE PELHAM NY 108031114, PELHAM, NY 10803-1114

Mortgage

Document Number	0602323442
Date	Aug 19, 2020
Book Page	060232/003442

Lender

Name	CROSS CNTY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	523 SECOND AVE, PELHAM, NY 10803-1114
Document Number	0602323441
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	HEIGHTS ABSTRACT LIMITED, HEIGHTS ABSTRACT LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 SECOND AVE PELHAM NY 108031114, PELHAM, NY 10803-1114

Mortgage

Document Number	0602323441
Date	Aug 19, 2020
Book Page	060232/003441

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 4, 2019
Property Address	523 SECOND AVE, PELHAM, NY 10803-1114
Document Number	0592323384
Book / Page	059232 / 003384
Instrument Date	Aug 26, 2019
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,652.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 THIRD AVE PELHAM NY 108031427, PELHAM, NY 10803-1427

Mortgage

Document Number	592403138
Date	Sep 4, 2019
Book Page	059240/003138

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	523 SECOND AVE, PELHAM, NY 10803-1114
Document Number	0572923188
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2018
Title Company	TRINITY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 SECOND AVE PELHAM NY 108031114, PELHAM, NY 10803-1114

Mortgage

Document Number	0572923188
Date	Oct 27, 2017
Book Page	057292/003188

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pelham Town
Municipality	Pelham Village
Unified School District	Pelham Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,306.00 (-22.87%)
2025	$27,623.00	$835,000 (+4.77%) Land $231,000 Building $604,000	$835,000 (+4.77%) Land $231,000 Building $604,000
2024		$797,000 (+5.01%) Land $231,000 Building $566,000	$797,000 (+5.01%) Land $231,000 Building $566,000
2023		$759,000 Land $154,000 Building $605,000	$759,000 Land $154,000 Building $605,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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