523 SE Kitching Cir, Stuart, FL 34994 Property Records

Martin County property record for 523 SE Kitching Cir, Stuart, FL 34994 · Last verified January 2026

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 775 sqft · built 2005
Owner	Owner Name on File
Last Sale	$50,500 (Apr 2010)
Tax Bill	$2,407 (2024)
Deeds & Mortgages	Nov 2018 Line of Credit Nov 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`848826`

Property Details

APN / Parcel Number

Primary APN	`848826`
Alternative APN	`09-38-41-023-008-05230-0`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	775 sqft Living Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	848826
Street Address	523 SE KITCHING CIR
City	STUART
State	FL
Zip	34994-5933
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 523 BLDG 8 ESTATES AT STUART CONDO PER DOC IN OR 2060/0430
Legal Range	41E
Legal Township	38S
Legal Section	09
Legal Subdivision	THE ESTATES AT STUART CONDO
Legal Unit	523
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1042
Census Tract	1000

Owner

Source: Martin County records · APN 848826

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	181 SE OSPREY RDG, PORT ST LUCIE, FL 34984-8941

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Grant Deed, Mortgage · Line of Credit FIRSTRUST BK
Nov 30, 2018	Loan Modification, Mortgage FIRSTRUST BK
Nov 30, 2018	Loan Modification, Mortgage FIRSTRUST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2010 · Amount on Record
Deed Sale	Apr 12, 2010 · Amount on Record
Prior Sale	Jan 20, 2006 · Amount on Record
Deed Document Number	0024462623
Deed Book / Page	2446 / 2623
Record Updated	Jun 08, 2026

November 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 30, 2018
Property Address	523 SE KITCHING CIR, STUART, FL 34994-5933
Document Number	0030291011
Book / Page	003029 / 001011
Instrument Date	Nov 16, 2018
Instrument	2727724
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1608 WALNUT ST #1400 PHILADELPHIA PA 191035446, 1400, PHILADELPHIA, PA 19103-5446

Mortgage

Document Number	30291011
Date	Nov 30, 2018
Book Page	003029/001011
Instrument	2727724

Lender

Name	FIRSTRUST BK
Type	Bank
Address	15 E RIDGE PIKE, CONSHOHOCKEN, PA 19428-2139

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Recording Date	Nov 30, 2018
Property Address	523 SE KITCHING CIR, STUART, FL 34994-5933
Document Number	0030291046
Book / Page	003029 / 001046
Instrument Date	Nov 16, 2018
Instrument	2727726
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1608 WALNUT ST #1400 PHILADELPHIA PA 191035446, 1400, PHILADELPHIA, PA 19103-5446

Mortgage

Document Number	30291046
Date	Nov 30, 2018
Book Page	003029/001046
Instrument	2727726

Lender

Name	FIRSTRUST BK
Type	Bank
Address	15 E RIDGE PIKE, CONSHOHOCKEN, PA 19428-2139

Agreement

Amount	Amount Recorded

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Recording Date	Nov 30, 2018
Property Address	523 SE KITCHING CIR, STUART, FL 34994-5933
Document Number	0030291057
Book / Page	003029 / 001057
Instrument Date	Nov 16, 2018
Instrument	2727727
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1608 WALNUT ST #1400 PHILADELPHIA PA 191035446, 1400, PHILADELPHIA, PA 19103-5446

Mortgage

Document Number	30291057
Date	Nov 30, 2018
Book Page	003029/001057
Instrument	2727727

Lender

Name	FIRSTRUST BK
Type	Bank
Address	15 E RIDGE PIKE, CONSHOHOCKEN, PA 19428-2139

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$132,880 (+17.87%) Building $132,880	$132,880 (+14.58%) Building $132,880
2024	$2,407.00 (+8.13%)
2023	$2,226.00 (+0.82%)	$112,735 (+1%)	$115,970 (-13.83%) Building $115,970
2022	$2,208.00	$102,487	$134,580 Building $134,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850010001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 34 individual NFIP policies nearby
Nearby Flood Policies	34 in force
Nearby Flood Claims	5 (1979–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2022, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Hotwire Communications, TPC ACC Acquisition, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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