White County property record for 523 S Bluff St, Monticello, IN 47960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1997 |
| Lot Size | 0.174 acres (7,598 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,000 (Dec 2012) |
| Tax Bill | $1,613 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-06620-00 |
| Primary APN | 021-06620-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,598 sqft (0.174 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001079204 |
|---|---|
| Street Address | 523 S BLUFF ST |
| City | MONTICELLO |
| State | IN |
| Zip | 47960-2436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHRISTY'S ADD LT 19 |
| Legal Subdivision | CHRISTYS ADD |
| Legal Lot Number | 19 |
| Jurisdiction | WHITE IN |
| Township / Civil Division | UNION |
| Census Block Group | 5 |
| Census Block | 5023 |
| Census Tract | 958600 |
523 S Bluff St is owned and occupied by an individual who bought it in December 2012.
Source: White County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 S BLUFF ST, MONTICELLO, IN 47960-2436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2012 · Amount on File |
| Deed Sale | Dec 3, 2012 · Amount on File |
| Deed Document Number | 20122401511 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 523 S Bluff St was $1,613 with a homeowner's exemption, down 5.1% from the year before.
Source: White County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | White County |
| County Subdivision | Union Township |
| Municipality | Monticello City |
| Unified School District | Twin Lakes School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,613.00 (-5.06%) Homeowner's exemption | $189,800 Land $10,900 Building $178,900 | $189,800 Land $10,900 Building $178,900 |
| 2024 | $1,699.00 (+19.56%) | ||
| 2023 | $1,421.00 (+5.49%) | $156,600 Land $10,900 Building $145,700 | $156,600 Land $10,900 Building $145,700 |
| 2022 | $1,347.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 S Bluff St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 523 S Bluff St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTICELLO WATER WORKS serves 5,300 people · EPA ID IN5291011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Pulaski White Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet, Nextlink.
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