523 Russell Rd, San Andreas, CA 95249 Property Records

Calaveras County property record for 523 Russell Rd, San Andreas, CA 95249

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,179 sqft · built 1974
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$254,000 (Jul 2019)
Tax Bill$684 (2025)
Deeds & MortgagesJul 2026 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN044-004-016-000

Property Details

APN / Parcel Number

Primary APN044-004-016-000
Alternative APN
  • 044004016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,179 sqft Living Area
1st Floor Area1,179 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1980
Architectural StyleConventional
Construction TypeWood
Lot Area10,019 sqft (0.23 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address523 RUSSELL RD
CitySAN ANDREAS
StateCA
Zip95249-9613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUNSET VILLAGE LOT 11
Legal SubdivisionSUNSET VILLAGE
Legal Lot Number11
JurisdictionCALAVERAS CA
Township / Civil DivisionSAN ANDREAS
Census Block Group2
Census Block2035
Census Tract301

Owner

Source: Calaveras County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address523 RUSSELL RD, SAN ANDREAS, CA 95249-9613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNLOCK PARTNERSHIP SOLUTIONS INC
Sep 23, 2020Deed of Trust, Mortgage · VA Mortgage
COMMERCE HOME MORTGAGE LLC
Jul 31, 2019Grant Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2019 · Amount on Record
Deed SaleJul 31, 2019 · Amount on Record
Prior SaleDec 28, 2007 · Amount on Record
Deed Document Number20198651
Prior Transfer DateMar 29, 2006
Prior Transfer Doc0000006391
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Recording DateJul 28, 2026
Property Address523 RUSSELL RD, SAN ANDREAS, CA 95249-9613
Document Number0000006498
Instrument DateJul 22, 2026
Instrument20266498
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address523 RUSSELL RD, SAN ANDREAS, CA 95249-9613

Mortgage

Document Number0000006498,
DateJul 28, 2026
Instrument20266498
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.49%
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address523 RUSSELL RD, SAN ANDREAS, CA 95249-9613
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 RUSSELL RD, SAN ANDREAS, CA 95249-9613

Mortgage

Document Number0000013549
DateSep 23, 2020
Instrument2020-013549
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALAVERAS CA
Recording DateJul 31, 2019
Property Address523 RUSSELL RD, SAN ANDREAS, CA 95249-9613
Document Number0000008651
Map ReferenceMB 1PG 76
Instrument DateJul 29, 2019
Instrument2019-008651
Transaction TypeTransfer
Record UpdatedAug 26, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address523 RUSSELL RD, SAN ANDREAS, CA 95249-9613

Mortgage

Document Number0000008652
DateJul 31, 2019
Instrument2019-008652
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyCalaveras County
Unified School DistrictCalaveras Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$283,336 (+2%) Land $44,617 Building $238,719
2025$684.00 (-5%) Disabled Person's exemption Veteran's exemption$277,782 (+4.04%) Land $43,743 Building $234,039
2023$720.00 (-57.14%) Disabled Person's exemption Veteran's exemption$266,997 Land $42,046 Building $224,951
2022$1,680.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 57% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALAVERAS PUD
serves 6,286 people · EPA ID CA0510002
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20

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