523 Ruidosa Downs, Helotes, TX 78023 Property Records

Bexar County property record for 523 Ruidosa Downs, Helotes, TX 78023

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,763 sqft · built 2005
Lot Size0.739 acres (32,175 sqft)
Owner2 Individual Names on Record
Last Sale$521,300 (Jul 2012)
Tax Bill$17,713 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04544-115-0130

Property Details

APN / Parcel Number

Primary APN04544-115-0130
Alternative APN
  • 988730

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,763 sqft Living Area
Gross Area5,576 sqft
1st Floor Area2,592 sqft
2nd Floor Area2,171 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleContemporary
Exterior MaterialStucco
Roof MaterialAsphalt
Lot Area32,175 sqft (0.739 acres)
Garage TypeAttached
Garage Area813 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area480 sqft
PorchOpen Porch
Porch Area480 sqft
Patio Area513 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address523 RUIDOSA DOWNS
CityHELOTES
StateTX
Zip78023-4609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCB 4544A BLK 15 LOT 13 SONOMA RANCH UT-3C P.U.D.
Legal SubdivisionCONV A/S CODE
Legal Tract13
Legal Block15
Legal Lot Number13
JurisdictionBEXAR TX
Township / Civil DivisionSAN ANTONIO NORTHWEST
Census Block Group1
Census Block1028
Census Tract182002

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address523 RUIDOSA DOWNS, HELOTES, TX 78023-4609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2012 · Amount on Record
Deed SaleJul 19, 2012 · Amount on Record
Prior SaleAug 31, 2005 · Amount on Record
Deed Document Number2012137697
Deed Book / Page15597 / 2398
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEXAR TX
Property Address523 RUIDOSA DOWNS, HELOTES, TX 78023-4609
Transaction TypeMortgage
Record UpdatedOct 3, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000221362
DateSep 13, 2022
Instrument20220221362
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 31, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEXAR TX
Property Address523 RUIDOSA DOWNS, HELOTES, TX 78023-4609
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000111950
DateApr 27, 2021
Instrument20210111950
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBexar County
MunicipalitySan Antonio City
Unified School DistrictNorthside Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,713.00 (-2.39%) Homeowner's exemption$926,240 (-0.94%) Land $135,140 Building $791,100$926,240 (-0.94%) Land $135,140 Building $791,100
2024$18,146.00 (+8.83%)
2023$16,673.00 (-5.27%) Homeowner's exemption$935,000 Land $135,140 Building $799,860$935,000 Land $135,140 Building $799,860
2022$17,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims17 (1997–2021)
Claims Outside the SFHA12 of 17
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Tropical Storm Erin, Aug 2007 · 3 claims
  • Severe Storms And Flooding, Jul 2002 · 5 claims
  • Flooding 10/18/98, Oct 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN ANTONIO WATER SYSTEM
serves 2,643,729 people · EPA ID TX0150018
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: VTX Communications.

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