San Joaquin County property record for 523 Ruess Rd, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,282 sqft Living Area |
| Lot Size | 7,200 sqft (0.165 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $539,000 (2019) |
| Tax Bill | $6,495.00 (2025) |
Source: San Joaquin County records · APN 257-400-320-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 523 RUESS RD, RIPON, CA 95366-3632 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jun 06, 2019 | Grant Deed, Transfer · Adjustable Rate Mortgage (ARM) MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2019 · Amount on Record |
| Deed Sale | Jun 06, 2019 · Amount on Record |
| Prior Sale | Aug 31, 2016 · Amount on Record |
| Deed Doc Number | 2019-058994 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 523 RUESS RD, RIPON, CA 95366-3632 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 523 RUESS RD, RIPON, CA 95366-3632 |
| Document Number | 0000128581 |
|---|---|
| Date | Aug 02, 2021 |
| Instrument | 2021-128581 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 06, 2019 |
| Property Address | 523 RUESS RD, RIPON, CA 95366-3632 |
| Document Number | 0000058994 |
| Map Reference | MB 35 PG 43 |
| Instrument Date | Jun 03, 2019 |
| Instrument | 2019-058994 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | PLACER TITLE COMPANY MANTECA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 523 RUESS RD, RIPON, CA 95366-3632 |
| Document Number | 0000058995 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | 2019-058995 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,495.00 (+3.8%) | $601,260 (+4.04%) Land $133,860 Building $467,400 |
| 2023 | $6,257.00 (+1.62%) | $577,914 Land $128,663 Building $449,251 |
| 2022 | $6,157.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 257-400-320-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,282 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Lot Area | 7,200 sqft (0.165 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 523 RUESS RD |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-3632 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 01-FM PT OF 257-270-66 & PTN TO DE JONG EST #3 |
| Legal Subdivision | DE JONG ESTATES UNIT #3 |
| Legal Lot Number | 152 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 5004 |
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