Franklin County property record for 523 Royle Dr, Gerald, MO 63037 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,653 sqft · built 1998 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,254 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-8-28.0-0-002-001.000 |
| Primary APN | 15-8-28.0-0-002-001.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,653 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 143,748 sqft (3.3 acres) |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Street Address | 523 ROYLE DR |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-1737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:1 GREGOR |
| Legal Range | 03W |
| Legal Township | 43 |
| Legal Section | 28 |
| Legal Subdivision | GREGOR |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | LYON |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 800404 |
Source: Franklin County records · APN 15-8-28.0-0-002-001.000
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 ROYLE DR, GERALD, MO 63037-1737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST MISSOURI CU |
| Oct 29, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Feb 11, 2020 | Deed of Trust, Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 1994 |
| Deed Sale | Jul 20, 1994 |
| Deed Document Number | 824-00239 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 523 ROYLE DR, GERALD, MO 63037-1737 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Name | Verified Name |
|---|
| Document Number | 0002303704 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 2303704 |
| Name | FIRST MISSOURI CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 523 ROYLE DR, GERALD, MO 63037-1737 |
| Document Number | 0000018875 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 523 ROYLE DR GERALD MO 630371737, GERALD, MO 63037-1737 |
| Document Number | 0000018875 |
|---|---|
| Date | Nov 03, 2020 |
| Instrument | 18875 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | NEW HAVEN, MO 63068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 02, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 523 ROYLE DR, GERALD, MO 63037-1737 |
| Document Number | 0000002277 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | FRANKLIN COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 523 ROYLE DR GERALD MO 630371737, GERALD, MO 63037-1737 |
| Document Number | 0000002277 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 2277 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 17, 2035 |
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Gasconade County R-II School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,254.00 (+43.84%) | $40,350 (+31.09%) | $212,370 (+31.09%) Land $26,680 Building $185,690 |
| 2023 | $1,567.00 (-5.15%) | $30,780 | $162,000 Land $20,120 Building $141,880 |
| 2022 | $1,652.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 33% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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