523 Roaring Fork Dr, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 523 Roaring Fork Dr, Grover, MO 63040

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,729 sqft · built 2006
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individuals on Record
Last Sale	$612,000 (Apr 2020)
Tax Bill	$9,107 (2024)
Deeds & Mortgages	Dec 2025 Sale Jul 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`25U-43-0242`

Property Details

APN / Parcel Number

Primary APN	`25U-43-0242`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,729 sqft Living Area
Gross Area	6,469 sqft
1st Floor Area	1,804 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	65 ft deep x 125 ft wide
View / Lot	Highway
Garage Type	Attached
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	131 sqft
Deck Area	240 sqft
Patio Area	225 sqft
Balcony Area	22 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	523 ROARING FORK DR
City	WILDWOOD
State	MO
Zip	63040-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107NU
Legal Description	ENCLAVES AT CHERRY HILLS PLAT SEVEN LOT 175
Legal Subdivision	ENCLAVES AT CHERRY HILLS PLAT SEVEN
Legal Lot Number	175
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	4
Census Block	4001
Census Tract	222100

Owner

Source: St. Louis County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	523 ROARING FORK DR, WILDWOOD, MO 63040-1566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Beneficiary Deed, Transfer
Jul 20, 2022	Intrafamily Transfer, Transfer
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Apr 2, 2020	Warranty Deed, Transfer DAS ACQUISITION
Mar 28, 2019	Warranty Deed, Transfer US BK
Jul 6, 2018	Loan Modification, Mortgage STIFEL BK&TR
Aug 1, 2018	Trustee's Deed, Construction Loan · Line of Credit STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	Mar 28, 2019 · Amount on Record
Deed Document Number	2020120
Deed Book / Page	23988 / 633
Last Transfer Date	Jul 19, 2022
Transfer Doc	0000000017
Record Updated	Sep 20, 2026

December 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 9, 2025
Property Address	523 ROARING FORK DR, GROVER, MO 63040-1566
Document Number	2025120900490
Map Reference	MB 353 PG 447-450
Instrument Date	Dec 5, 2025
Instrument	2025120900490
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	523 ROARING FORK DR, WILDWOOD, MO 63040-1566

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jul 20, 2022
Property Address	523 ROARING FORK DR, GROVER, MO 63040-1566
Document Number	2022072000017
Map Reference	MB 353 PG 447-450
Instrument Date	Jul 19, 2022
Instrument	2022072000017
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	523 ROARING FORK DR, GROVER, MO 63040-1566

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	523 ROARING FORK DR, GROVER, MO 63040-1566
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 ROARING FORK DR, WILDWOOD, MO 63040-1566

Mortgage

Document Number	0245023951
Date	Dec 14, 2020
Book Page	24502/3951
Instrument	2020121400461

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 2, 2020
Property Address	523 ROARING FORK DR, GROVER, MO 63040-1566
Document Number	0239880634
Book / Page	023988 / 000634
Instrument Date	Mar 16, 2020
Instrument	120
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 ROARING FORK DR GROVER MO 630401566, GROVER, MO 63040-1566

Mortgage

Document Number	239880636
Date	Apr 2, 2020
Book Page	023988/000636
Instrument	121

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 28, 2019
Property Address	523 ROARING FORK DR, GROVER, MO 63040-1566
Document Number	0234580701
Book / Page	023458 / 000701
Instrument Date	Mar 25, 2019
Instrument	139
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GRP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	523 ROARING FORK DR GROVER MO 630401566, GROVER, MO 63040-1566

Mortgage

Document Number	234580704
Date	Mar 28, 2019
Book Page	023458/000704
Instrument	140

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Property Address	523 ROARING FORK DR, GROVER, MO 63040-1566
Document Number	0231240165
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	523 ROARING FORK DR WILDWOOD MO 630401566, WILDWOOD, MO 63040-1566

Mortgage

Document Number	0231240165
Date	Jul 25, 2018
Book Page	023124/000165
Instrument	25

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 83141

Agreement

Amount	Amount Recorded

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 1, 2018
Property Address	523 ROARING FORK DR, GROVER, MO 63040-1566
Document Number	0231341735
Book / Page	023134 / 001735
Instrument Date	Jun 14, 2018
Instrument	626
Transaction Type	Construction Loan
Record Updated	Jan 14, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	523 ROARING FORK DR WILDWOOD MO 630401566, WILDWOOD, MO 63040-1566

Mortgage

Document Number	231341735
Date	Aug 1, 2018
Book Page	023134/001735
Instrument	626

Lender

Name	STIFEL BK&TR
Type	Bank
Address	STLOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$144,230 (+10.12%) Land $39,270 Building $104,960	$759,100 (+10.13%) Land $206,700 Building $552,400
2024	$9,107.00 (+0.09%)
2023	$9,099.00	$130,970 Land $23,560 Building $107,410	$689,300 Land $124,000 Building $565,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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