523 Riverview Dr, Capitola, CA 95010 Property Records

Santa Cruz County property record for 523 Riverview Dr, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,402 sqft · built 1964
Lot Size	0.132 acres (5,759 sqft)
Owner	Individual Name on File
Last Sale	$1,500,000 (Feb 2018)
Tax Bill	$20,722 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035-042-05`

Property Details

APN / Parcel Number

Primary APN	`035-042-05`
Alternative APN	`035-042-05-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,402 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Roof Material	Other
Lot Area	5,759 sqft (0.132 acres)
Terrain	Steep
Garage Type	Carport
Garage Area	195 sqft
Carport	Carport
Carport Area	195 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	523 RIVERVIEW DR
City	CAPITOLA
State	CA
Zip	95010-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERVIEW TERRACE CAPITOLA 01
Legal Lot Number	26
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2003
Census Tract	121802

Owner

Source: Santa Cruz County records · APN 035-042-05

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	523 RIVERVIEW DR, CAPITOLA, CA 95010-2725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2018 · Amount on Record
Deed Sale	Feb 23, 2018 · Amount on Record
Prior Sale	May 16, 2014 · Amount on Record
Deed Document Number	20185627
Prior Transfer Date	Aug 30, 2013
Prior Transfer Doc	0000044066
Record Updated	Sep 20, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 23, 2018
Property Address	523 RIVERVIEW DR, CAPITOLA, CA 95010-2725
Document Number	0000005627
Map Reference	VOL 18 PG 45
Instrument Date	Jan 29, 2018
Instrument	2018-0005627
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	523 RIVERVIEW DR, CAPITOLA, CA 95010-2725

Mortgage

Document Number	0000005628
Date	Feb 23, 2018
Instrument	2018-0005628

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,740,879 (+2%) Land $1,131,571 Building $609,308
2025	$20,722.00 (+9.28%) Homeowner's exemption	$1,706,744 (+4.04%) Land $1,109,384 Building $597,360
2023	$18,963.00 (+1%) Homeowner's exemption	$1,640,469 Land $1,066,305 Building $574,164	$1,580,490
2022	$18,776.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871218022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 752 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Surfnet Communications	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cruzio Internet, AT&T, Verizon, T-Mobile USA, Xfinity, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.