Cottonwood County property record for 523 River Bluff Dr, Windom, MN 56101 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,176 sqft · built 1994 |
| Lot Size | 0.193 acres (8,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Oct 2023) |
| Tax Bill | $1,806 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-681-0280 |
| Primary APN | 25-681-0280 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,104 sqft |
| Finished Basement | 1,104 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Level |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,431 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 488 sqft |
| Driveway | Driveway |
| Deck Area | Deck Area |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 523 RIVER BLUFF DR |
|---|---|
| City | WINDOM |
| State | MN |
| Zip | 56101-1859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF LOT 10; LOT 11 BLK 4 |
| Legal Subdivision | RIVERBLUFF ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 10,11 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | WINDOM |
| Census Block Group | 3 |
| Census Block | 3078 |
| Census Tract | 270400 |
Source: Cottonwood County records · APN 25-681-0280
Assessment roll updated July 10, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 RIVER BLUFF DR, WINDOM, MN 56101-1859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2023 · Amount on Record |
| Deed Sale | Oct 23, 2023 · Amount on Record |
| Prior Sale | Apr 15, 2021 · Amount on Record |
| Deed Document Number | 20231593552 |
| Record Updated | Sep 20, 2026 |
Source: Cottonwood County records · Assessment roll updated July 10, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| Municipality | Windom City |
| Unified School District | Windom Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,400 (-5.12%) Land $4,600 Building $139,800 | $144,400 (-5.12%) Land $4,600 Building $139,800 | |
| 2025 | $1,806.00 (-16.7%) | ||
| 2023 | $2,168.00 | $152,200 Land $4,600 Building $147,600 | $152,200 Land $4,600 Building $147,600 |
Source: FEMA National Flood Hazard Layer, Cottonwood County (27033C), updated December 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270332704003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2024, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| City of Windom | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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