523 Rays Point Rd, Milbridge, ME 04658 Property Records

Washington County and Milbridge Town property record for 523 Rays Point Rd, Milbridge, ME 04658

Property Summary

Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,600 (Nov 2018)
Tax Bill	$7,317 (2022)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MILE M:12A L:014-A`

Property Details

APN / Parcel Number

Primary APN	`MILE M:12A L:014-A`
Alternative APN	`M:12A L:014=A`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	523 RAYS POINT RD
City	MILBRIDGE
State	ME
Zip	04658-3220
Property Category	Other
Property Type	Unknown
Legal Lot Number	14-A
Jurisdiction	MILBRIDGE ME
Township / Civil Division	MILBRIDGE
Census Block Group	3
Census Block	3021
Census Tract	956500

Owner

Source: Washington County and Milbridge Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5040 HARMONY CIR, VERO BEACH, FL 32967-7284
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Deed Document Number	201812380
Deed Book / Page	4516 / 97
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILBRIDGE ME
Recording Date	Nov 28, 2018
Property Address	523 RAYS POINT RD, MILBRIDGE, ME 04658-3220
Document Number	0045160097
Book / Page	04516 / 0097
Instrument	000000012380
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012381
Date	Nov 28, 2018
Instrument	000000012381

Lender

Name	MORGAN STANLEY

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2048

Tax Assessment & Valuation

Source: Washington County and Milbridge Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Washington County
County Subdivision	Milbridge Town
Unified School District	School Administrative District 37 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2022	$7,317.00	$481,400 Land $109,800 Building $371,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Wireless Partners Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3