523 Progress Dr, Cottage Grove, WI 53527 Property Records

Dane County property record for 523 Progress Dr, Cottage Grove, WI 53527

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$384,500 (Jul 2026)
Tax Bill	$7,703 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0711-171-0730-1`

Property Details

APN / Parcel Number

Primary APN	`0711-171-0730-1`

Exterior

Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	523 PROGRESS DR
City	COTTAGE GROVE
State	WI
Zip	53527-8868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 CSM 16042 CS118/113-114 06/27/2022 F/K/A LOT 1 CSM 12081 CS74/248-250 03-0 2-07 F/K/A SOUTHLAWN ESTATES 1ST ADDITION LOTS 153 & 154 DESCR AS SEC 17-07-11 P RT OF NE1/4 NE1/4 SUBJ TO ESMT IN DOC #4965434 (0.210 A)
Legal Subdivision	CERTIFIED
Legal Lot Number	1
Jurisdiction	DANE WI
Township / Civil Division	COTTAGE GROVE
Census Block Group	2
Census Block	2022
Census Tract	12003

Owner

Source: Dane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1006 N SAWYER ST, OSHKOSH, WI 54902-3308
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Aug 24, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Mar 20, 2023	Transfer on Death Deed, Transfer
Dec 27, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Aug 3, 2023 · Amount on Record
Deed Document Number	20266115521
Prior Transfer Date	Mar 14, 2023
Prior Transfer Doc	0005891806
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Jul 28, 2026
Property Address	523 PROGRESS DR, COTTAGE GROVE, WI 53527-8868
Document Number	0006115521
Instrument Date	Jul 17, 2026
Instrument	20266115521
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116,503.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 N SAWYER ST, OSHKOSH, WI 54902-3308

Mortgage

Document Number	0006115522,
Date	Jul 28, 2026
Instrument	20266115522

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANE WI
Recording Date	Aug 24, 2023
Property Address	523 PROGRESS DR, COTTAGE GROVE, WI 53527-8868
Document Number	0005920464
Map Reference	DOC 5843470
Instrument Date	Aug 11, 2023
Instrument	5920464
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Aug 3, 2023
Property Address	523 PROGRESS DR, COTTAGE GROVE, WI 53527-8868
Document Number	0005916526
Map Reference	DOC 5843470
Instrument Date	Jul 25, 2023
Instrument	5916526
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	NATIONS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$981.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5062 CONGRESSIONAL HL, MIDDLETON, WI 53597-8824
Investor	Possibly a Property Investor

Mortgage

Document Number	0005916527
Date	Aug 3, 2023
Instrument	5916527

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DANE WI
Recording Date	Mar 20, 2023
Property Address	523 PROGRESS DR, COTTAGE GROVE, WI 53527-8868
Document Number	0005891806
Map Reference	MB 118 PG 113
Instrument Date	Mar 14, 2023
Instrument	5891806
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Dec 27, 2022
Property Address	523 PROGRESS DR, COTTAGE GROVE, WI 53527-8868
Document Number	0005879716
Map Reference	MB 118 PG 16042
Instrument Date	Dec 15, 2022
Instrument	5879716
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Tax	$795.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 PROGRESS DR, COTTAGE GROVE, WI 53527-8868

Tax Assessment & Valuation

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Cottage Grove Village
Unified School District	Monona Grove School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,703.00	$302,500 Land $48,000 Building $254,500	$430,800 (+33.42%)
2023			$322,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTAGE GROVE WATERWORKS serves 9,345 people · EPA ID WI1130218
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bertram Communications, Four Lakes Broadband, LiteWire.

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