523 Proctor Ave, Waco, TX 76708 Property Records

McLennan County property record for 523 Proctor Ave, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,556 sqft · built 1912
Lot Size	0.155 acres (6,795 sqft)
Owner	Individual Name on File
Tax Bill	$713 (2024)
Deeds & Mortgages	Jan 2026 Transfer May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`480372000021002`

Property Details

APN / Parcel Number

Primary APN	`480372000021002`
Alternative APNs	`4803720000210020111` `189110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,556 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1971
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	6,795 sqft (0.155 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Driveway	Driveway
Driveway Area	350 sqft
Porch	Open Porch
Porch Area	180 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Account Number	189110
Old Parcel Number	4803720000210020111
Street Address	523 PROCTOR AVE
City	WACO
State	TX
Zip	76708-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3D
Legal Description	SCOTT SUB LOT 19 BLOCK 121 ACRES .156
Legal Subdivision	SCOTT SUB
Legal Block	121
Legal Lot Number	19
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3006
Census Tract	1300

Owner

Source: McLennan County records · APN 480372000021002

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	523 PROCTOR AVE, WACO, TX 76708-3649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 08, 2026	Intrafamily Transfer, Transfer
May 13, 2019	Warranty Deed, Transfer NEW AMERICAN FNDG
Aug 13, 2018	Grant Deed, Transfer CAMERON COTTAGES LLC
Sep 29, 2017	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK
Apr 04, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2019
Deed Sale	May 13, 2019
Prior Sale	Aug 13, 2018
Deed Document Number	0000015634
Last Transfer Date	Jan 08, 2026
Transfer Doc	0000000684
Record Updated	Jun 08, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Jan 08, 2026
Property Address	523 PROCTOR AVE, WACO, TX 76708-3649
Document Number	0000000684
Instrument Date	Jan 08, 2026
Instrument	2026000684
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 AQUILLA WAY E, HILLSBORO, TX 76645-1100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 PROCTOR AVE, WACO, TX 76708-3649

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 13, 2019
Property Address	523 PROCTOR AVE, WACO, TX 76708-3649
Document Number	0000015634
Instrument Date	Nov 29, 2018
Instrument	15634
Transaction Type	Transfer
Record Updated	Jun 05, 2019
Title Company	AMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 N 33TH ST WACO TX 76708, WACO, TX 76708

Mortgage

Document Number	15635
Date	May 13, 2019
Instrument	15635

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 13, 2018
Property Address	523 PROCTOR AVE, WACO, TX 76708-3649
Document Number	0000028668
Instrument Date	Aug 10, 2018
Instrument	28668
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 PROCTOR AVE WACO TX 767083649, WACO, TX 76708-3649

Mortgage

Document Number	28669
Date	Aug 13, 2018
Instrument	28669

Lender

Name	CAMERON COTTAGES LLC
Address	906 N 5TH ST, WACO, TX 76707-3818

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 29, 2017
Property Address	523 PROCTOR AVE, WACO, TX 76708-3649
Document Number	0000032528
Map Reference	DOC2017010571
Instrument Date	Sep 27, 2017
Instrument	2017032528
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 N 5TH ST, WACO, TX 76707-3818

Mortgage

Document Number	0000032529
Date	Sep 29, 2017
Instrument	2017032529

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 04, 2017
Property Address	523 PROCTOR AVE, WACO, TX 76708-3649
Document Number	0000010571
Instrument Date	Apr 04, 2017
Instrument	10571
Transaction Type	Foreclosure
Record Updated	May 05, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 207 WACO TX 767030207, WACO, TX 76703-0207

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,510 (-2.08%) Land $20,660 Building $108,850	$129,510 (-2.08%) Land $20,660 Building $108,850
2024	$713.00 (+11.76%)
2023		$132,260 Land $20,660 Building $111,600	$132,260 Land $20,660 Building $111,600
2022	$638.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Radiate Holdings Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 104 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WACO serves 146,241 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

523 Proctor Ave, Waco, TX 76708 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Vendor's Lien, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2017: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Proctor Ave

Nearby Streets

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