523 Pine Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 523 Pine Ridge Rd, Beech Mountain, NC 28604 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,792 sqft · built 1990
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$569,000 (May 2022)
Tax Bill	$149 (2025)
Deeds & Mortgages	May 2022 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1940-79-5982-000`

Property Details

APN / Parcel Number

Primary APN	`1940-79-5982-000`
Alternative APNs	`1814177` `1852709`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Porch	Porch
Porch Area	255 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1852709
Street Address	523 PINE RIDGE RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GGGC-H 203
Legal Subdivision	GRASSY GAP HIGH
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1019
Census Tract	921000

Owner

Source: Watauga County records · APN 1940-79-5982-000

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	298 COINBOW DR, MOUNT PLEASANT, SC 29464-2537
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 09, 2022	Warranty Deed, Transfer
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 19, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 09, 2022 · Amount on Record
Deed Sale	May 09, 2022 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	2022719969
Deed Book / Page	2272 / 466
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 09, 2022
Property Address	523 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8152
Document Number	0022720466
Book / Page	2272 / 466
Map Reference	MB 5 PG 80
Instrument Date	May 09, 2022
Instrument	719969
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Amount	Amount Recorded
Tax	$1,138.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 COINBOW DR, MT PLEASANT, SC 29464-2537

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	523 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8152
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021850003
Date	Apr 22, 2021
Book Page	2185/3
Instrument	705315

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 19, 2020
Property Address	523 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8152
Document Number	0021000156
Book / Page	2100 / 156
Map Reference	MB 5 PG 80
Instrument Date	Jun 18, 2020
Instrument	691484
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6089 7 LKS W, 6089, WEST END, NC 27376-9340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 UNION ST S, CONCORD, NC 28025-5733

Mortgage

Document Number	691485
Date	Jun 19, 2020
Instrument	691485

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Jul 01, 2020

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$149.00	$354,300 (-) Land $22,900 Building $331,400
2024			$354,300 Land $22,900 Building $331,400
2023		$354,300 Land $22,900 Building $331,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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