Bexar County property record for 523 Pharis St, San Antonio, TX 78237
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 2004 |
| Lot Size | 0.103 acres (4,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,000 (Apr 2005) |
| Tax Bill | $1,470 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12327-010-0140 |
| Primary APN | 12327-010-0140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,418 sqft |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 4,499 sqft (0.103 acres) |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 523 PHARIS ST |
|---|---|
| City | SAN ANTONIO |
| State | TX |
| Zip | 78237-1760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NCB 12327 BLK 10 LOT 14 ARROYO VISTA SUBD |
| Legal Subdivision | ARROYO VISTA SUB |
| Legal Block | 10 |
| Legal Lot Number | 14 |
| Jurisdiction | BEXAR TX |
| Township / Civil Division | SAN ANTONIO CENTRAL |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 171502 |
523 Pharis St is owned and occupied by an individual who bought it in April 2005.
Source: Bexar County records, as of May 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 PHARIS ST, SAN ANTONIO, TX 78237-1760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2005 · Amount on File |
| Deed Sale | Apr 5, 2005 · Amount on File |
| Deed Document Number | 200573490 |
| Deed Book / Page | 11319 / 2228 |
| Prior Transfer Date | Mar 30, 2005 |
| Prior Transfer Doc | 0000073490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEXAR TX |
| Property Address | 523 PHARIS ST, SAN ANTONIO, TX 78237-1760 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000198100 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 20250198100 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 18, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEXAR TX |
| Property Address | 523 PHARIS ST, SAN ANTONIO, TX 78237-1760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000103112 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 20180103112 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 523 Pharis St was $1,470 with a homeowner's exemption, down 24.9% from the year before.
Source: Bexar County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bexar County |
| Municipality | San Antonio City |
| Unified School District | Edgewood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,470.00 (-24.92%) Homeowner's exemption | $139,380 Land $47,310 Building $92,070 | $139,380 Land $47,310 Building $92,070 |
| 2024 | $1,958.00 (+11.12%) | ||
| 2023 | $1,762.00 (-24.15%) Homeowner's exemption | $145,470 Land $47,310 Building $98,160 | $145,470 Land $47,310 Building $98,160 |
| 2022 | $2,323.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Pharis St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1986–2002) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2002 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Pharis St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, Google Fiber, VTX Communications.
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