523 Pendleton Point Rd, Islesboro, ME 04848 Property Records

Waldo County and Islesboro Town property record for 523 Pendleton Point Rd, Islesboro, ME 04848

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,170 sqft · built 1900
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on Record
Last Sale$437,500 (May 2021)
Tax Bill$7,457 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNISBR M:0038 L:0006

Property Details

APN / Parcel Number

Primary APNISBR M:0038 L:0006
Alternative APN
  • 887

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,170 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Construction TypeBrick
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number887
Street Address523 PENDLETON POINT RD
CityISLESBORO
StateME
Zip04848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number6
JurisdictionISLESBORO ME
Township / Civil DivisionISLESBORO
Census Block Group1
Census Block1036
Census Tract44000

Owner

Source: Waldo County and Islesboro Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address245 BENEDICT HILL RD, NEW CANAAN, CT 06840-2913
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC
Jun 17, 2019Deed of Trust, Mortgage · Line of Credit
FIRST NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2021 · Amount on Record
Deed SaleMay 19, 2021 · Amount on Record
Prior SaleFeb 25, 2011
Deed Document Number20214895
Deed Book / Page4651 / 246
Transfer Doc0000010857
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionISLESBORO ME
Recording DateMay 19, 2021
Property Address523 PENDLETON POINT RD, ISLESBORO, ME 04848
Document Number004651/246
Book / Page4651 / 246
Instrument DateMay 18, 2021
Instrument2021-4895
Transaction TypeTransfer
Record UpdatedMay 2, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address245 BENEDICT HILL RD, NEW CANAAN, CT 06840-2913

Mortgage

Document Number0020214898
DateMay 19, 2021
Instrument2021-4898
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLESBORO ME
Property Address523 PENDLETON POINT RD, ISLESBORO, ME 04848
Document Number0043840137
Instrument DateJun 17, 2019
Transaction TypeMortgage
Record UpdatedJul 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address523 PENDLETON POINT RD ISLESBORO ME 04848, ISLESBORO, ME 04848

Mortgage

Document Number0043840137
DateJun 20, 2019
Book Page004384/000137
Instrument5145
Lender
NameFIRST NAT'L BK
TypeBank
AddressDAMARISCOTTA, ME 04543
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 19, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Waldo County and Islesboro Town assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyWaldo County
County SubdivisionIslesboro Town
Unified School DistrictIslesboro (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,457.00 (+7.14%)$584,900 (-) Land $83,900 Building $501,000
2024$6,960.00 (+43.36%)$584,900 (+32.51%) Land $83,900 Building $501,000
2023$4,855.00 (-2.41%)$441,400 (+59.7%) Land $83,900 Building $357,500
2022$4,975.00$276,400 Land $55,300 Building $221,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Town of Islesboro
Fiber
1,000 / 1,000

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