523 Palm Ct, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 523 Palm Ct, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	1,345 sqft · built 1980
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Jun 2023)
Tax Bill	$5,933 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-411-053`

Property Details

APN / Parcel Number

Primary APN	`009-411-053`

Interior

Building Area	1,345 sqft Living Area

Exterior

Year Built	Built 1980
Construction Type	Wood
Lot Area	10,890 sqft (0.25 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	523 PALM CT
City	PASO ROBLES
State	CA
Zip	93446-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CY PR PM 26/41 PAR A
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1017
Census Tract	10206

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	523 PALM CT, PASO ROBLES, CA 93446-1801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 22, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	May 9, 1994
Deed Document Number	2023017553
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	523 PALM CT, PASO ROBLES, CA 93446-1801
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDEN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 PALM CT, PASO ROBLES, CA 93446-1801

Mortgage

Document Number	0000038653
Date	Dec 17, 2025
Instrument	2025038653

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 22, 2023
Property Address	523 PALM CT, PASO ROBLES, CA 93446-1801
Document Number	0000017553
Map Reference	MB 26 PG 41
Instrument Date	May 15, 2023
Instrument	2023017553
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	523 PALM CT, PASO ROBLES, CA 93446-1801

Mortgage

Document Number	0000017554
Date	Jun 22, 2023
Instrument	2023017554

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	El Paso De Robles (Paso Robles) City
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,933.00 (+328.07%)	$535,806 (+330.98%) Land $249,696 Building $286,110
2023	$1,386.00 (+1.46%)	$124,322 (+2%) Land $11,512 Building $112,810
2022	$1,366.00	$121,886 Land $11,287 Building $110,599

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASO ROBLES WATER DIVISION serves 31,176 people · EPA ID CA4010007
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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