523 Pagoda Loop, Delaware, OH 43015 Property Records

Delaware County property record for 523 Pagoda Loop, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,604 sqft · built 2022
Lot Size	0.192 acres (8,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$424,400 (Feb 2023)
Tax Bill	$6,633 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-330-51-007-000`

Property Details

APN / Parcel Number

Primary APN	`519-330-51-007-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,604 sqft Living Area
Gross Area	4,198 sqft
1st Floor Area	1,174 sqft
Upper Floors Area	1,430 sqft
Basement Area	1,174 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	8,364 sqft (0.192 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	523 PAGODA LOOP
City	DELAWARE
State	OH
Zip	43015-3767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12578 WILLOWBROOK SEC 2 PH 2B
Legal Subdivision	WILLOWBROOK SEC 2 PH 2B
Legal Lot Number	12578
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1009
Census Tract	10520

Owner

Source: Delaware County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	523 PAGODA LOOP, DELAWARE, OH 43015-3767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	Dec 31, 2019 · Amount on Record
Deed Document Number	20233380
Deed Book / Page	2017 / 1543
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	May 20, 2026
Property Address	523 PAGODA LOOP, DELAWARE, OH 43015-3767
Document Number	0000013091
Instrument Date	May 13, 2026
Instrument	202613091
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	523 PAGODA LOOP, DELAWARE, OH 43015-3767

Mortgage

Document Number	0000013091,
Date	May 20, 2026
Instrument	202613091

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Feb 24, 2023
Property Address	523 PAGODA LOOP, DELAWARE, OH 43015-3767
Document Number	0000003380
Book / Page	2017 / 1543
Map Reference	OR 1655 PG 405
Instrument Date	Feb 2, 2023
Instrument	202300003380
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2026
Title Company	MIDSTATE TITLE AGENCY LLC, MIDWEST HOME TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	523 PAGODA LOOP, DELAWARE, OH 43015-3767

Mortgage

Document Number	0000003381
Date	Feb 24, 2023
Instrument	202300003381

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	523 PAGODA LOOP, DELAWARE, OH 43015-3767
Document Number	0000046616
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 POLARIS PKWY #200 COLUMBUS OH 432402051, 200, COLUMBUS, OH 43240-2051

Mortgage

Document Number	0000046616
Date	Nov 18, 2020
Book Page	001794/001918
Instrument	46616

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1750 H ST NW # 4TH, WASHINGTON, DC 20006-4600

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Nov 17, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,633.00 (+5.37%)	$133,350 (-) Land $19,600 Building $113,750	$381,000 (-) Land $56,000 Building $325,000
2024	$6,295.00 (+12.59%) Homeowner's exemption	$133,350 (+15.59%) Land $19,600 Building $113,750
2023	$5,591.00	$115,360 Land $19,600 Building $95,760	$381,000 Land $56,000 Building $325,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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