523 Oregon St, Bethalto, IL 62010 Property Records

Madison County property record for 523 Oregon St, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 936 sqft · built 1972
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Nov 2021)
Tax Bill	$1,537 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2021 Sale & Mortgage + 1 more
APN	`19-2-08-12-11-202-025`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-12-11-202-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	523 OREGON ST
City	BETHALTO
State	IL
Zip	62010-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALJETS & KUTTERS 8TH ADD LOT 271 80X100
Legal Subdivision	ALJETS & KUTTERS EIGHT ADDN
Legal Lot Number	271
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	1
Census Block	1015
Census Tract	401722

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	523 OREGON ST, BETHALTO, IL 62010-1635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage MADISON COUNTY COMMUNITY DEV
Nov 19, 2021	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Mar 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Aug 7, 2012 · Amount on Record
Deed Document Number	202148043
Prior Transfer Date	Dec 31, 2016
Prior Transfer Doc	0000009637
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	523 OREGON ST, BETHALTO, IL 62010-1635
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051977
Date	Dec 17, 2021
Instrument	2021R51977

Lender

Name	MADISON COUNTY COMMUNITY DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Nov 19, 2021
Property Address	523 OREGON ST, BETHALTO, IL 62010-1635
Document Number	0000048043
Map Reference	PB 40 PG 37
Instrument Date	Nov 12, 2021
Instrument	2021R48043
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	MADISON COUNTY TITLE, MADISON COUNTY TITLE II

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 OREGON ST, BETHALTO, IL 62010-1635

Mortgage

Document Number	0000048044
Date	Nov 19, 2021
Instrument	2021R48044

Lender

Name	GUARANTEED RATE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Mar 24, 2017
Property Address	523 OREGON ST, BETHALTO, IL 62010-1635
Document Number	0000009637
Instrument Date	Dec 31, 2016
Instrument	9637
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4823 N STATE ROUTE 157 EDWARDSVILLE IL 620254645, EDWARDSVILLE, IL 62025-4645

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Wood River Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,537.00 (-11.16%)	$38,520 (-8.15%) Land $7,060 Building $31,460	$115,560 (-8.25%) Land $21,180 Building $94,380
2024	$1,730.00 (-18.82%)
2022	$2,131.00	$41,940 Land $5,610 Building $36,330	$125,946 Land $16,847 Building $109,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Jun 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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