Berks County property record for 523 Oley St, Reading, PA 19601
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,659 sqft · built 1900 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Dec 2005) |
| Tax Bill | $1,699 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5307-59-84-0198 |
| Primary APN | 5307-59-84-0198 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,659 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 3,049 sqft (0.07 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14551025 |
|---|---|
| Street Address | 523 OLEY ST |
| City | READING |
| State | PA |
| Zip | 19601-2286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 84 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 900 |
Source: Berks County records · APN 5307-59-84-0198
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 OLEY ST, READING, PA 19601-2286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SUN FCU |
| Sep 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUN FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2005 · Amount on Record |
| Deed Sale | Dec 15, 2005 · Amount on Record |
| Deed Document Number | 200577452 |
| Deed Book / Page | 4733 / 2230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 523 OLEY ST, READING, PA 19601-2286 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Title Company | STEWART ABSTRACT AND TITLE, STEWART ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000032729 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025032729 |
| Name | SUN FCU |
|---|---|
| Type | Credit Union |
| Address | 1627 HOLLAND RD, MAUMEE, OH 43537 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 7.62% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 523 OLEY ST, READING, PA 19601-2286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CONESTOGA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031053 |
|---|---|
| Date | Sep 03, 2020 |
| Instrument | 2020031053 |
| Name | SUN FCU |
|---|---|
| Type | Credit Union |
| Address | MAUMEE, OH 43537 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2035 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,699.00 (+6.65%) Homeowner's exemption | $60,200 (-) Land $9,100 Building $51,100 | $9,100 (-84.88%) Land $9,100 |
| 2024 | $1,593.00 | $60,200 Land $9,100 Building $51,100 | |
| 1994 | $60,200 Land $9,100 Building $51,100 |
Source: FEMA National Flood Hazard Layer as of February 26, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jul 2023 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 989 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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