Scott County property record for 523 Oak St, Georgetown, KY 40324 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Square Footage | 896 sqft Living Area |
| Lot Size | 6,532 sqft (0.15 acres) |
| Garage | 1 sqft |
| Last Sale | $102,500 (2024) |
| Tax Bill | $1,021.00 (2025) |
| Primary APN | 166-10-126.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 896 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Exterior Material | Composition/Composite Exterior |
|---|---|
| Lot Area | 6,532 sqft (0.15 acres) |
| Garage Area | 1 sqft Garage |
| Shed | 1 Shed |
| Heating System | HVAC Heating |
|---|
| Street Address | 523 OAK ST |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1979 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 52 |
| Jurisdiction | SCOTT KY |
| Minor Civil Division | GEORGETOWN |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 40102 |
Source: Scott County records · APN 166-10-126.000
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5990 TYRONE PIKE, VERSAILLES, KY 40383-9091 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed, Transfer · Line of Credit UNIVERSITY OF KENTUCKY FCUS |
| Oct 23, 2023 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK & TRUST OF HAZARD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on Record |
| Deed Sale | Apr 22, 2024 · Amount on Record |
| Prior Sale | Apr 18, 2023 · Amount on Record |
| Deed Doc Number | 2024497827 |
| Deed Book / Page | 448 / 572 |
| Prior Transfer Date | Aug 29, 2012 |
| Prior Transfer Doc | 00D346/540 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 22, 2024 |
| Property Address | 523 OAK ST, GEORGETOWN, KY 40324-1979 |
| Document Number | 00D448/572 |
| Book / Page | D448 / 572 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 497827 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 629 OLD DRY RIDGE RD, VERSAILLES, KY 40383-9417 |
| Name | Verified Name |
|---|---|
| Address | 5990 TYRONE PIKE, VERSAILLES, KY 40383-9091 |
| Document Number | 0000497828 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 497828 |
| Name | UNIVERSITY OF KENTUCKY FCUS |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 29, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 523 OAK ST, GEORGETOWN, KY 40324-1979 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1759/361 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | M1759/361 |
| Instrument | 485706 |
| Name | PEOPLES BANK & TRUST OF HAZARD |
|---|---|
| Type | Bank |
| Address | HAZARD, KY 41702 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Jun 09, 2048 |
Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,021.00 (+20.83%) | $114,700 (+23.07%) | $114,700 (+23.07%) |
| 2023 | $845.00 (+14.04%) | $93,200 (+9.01%) Land $25,000 Building $68,200 | $93,200 (+9.01%) Land $25,000 Building $68,200 |
| 2022 | $741.00 | $85,500 Land $20,000 Building $65,500 | $85,500 Land $20,000 Building $65,500 |
523 Oak St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Scott County (21209C), updated November 20, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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