523 NW 28th Ave, Gainesville, FL 32609 Property Records

Alachua County property record for 523 NW 28th Ave, Gainesville, FL 32609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 2008
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jul 2022)
Tax Bill	$2,875 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08427-000-000`

Property Details

APN / Parcel Number

Primary APN	`08427-000-000`
Alternative APN	`00893820000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Heated Area
1st Floor Area	1,152 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Driveway	Driveway
Driveway Area	250 sqft
Porch	Open Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	00893820000
Street Address	523 NW 28TH AVE
City	GAINESVILLE
State	FL
Zip	32609-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	GAINESVILLE HGTS PB A-160 LOT 7 BK A OR 5025/2397
Legal Range	20E
Legal Township	09S
Legal Section	29
Legal Subdivision	GAINESVILLE, HEIGHTS BLKS A-D
Legal Lot Number	7
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1012
Census Tract	302

Owner

523 NW 28th Ave is owned and occupied by an individual who bought it in July 2022.

Source: Alachua County records, as of January 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	523 NW 28TH AVE, GAINESVILLE, FL 32609-2922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Prior Sale	Mar 31, 2008 · Amount on File
Deed Document Number	3435621
Deed Book / Page	5025 / 2397
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	523 NW 28TH AVE, GAINESVILLE, FL 32609-2922
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048061609
Date	Aug 26, 2020
Book Page	4806/1609
Instrument	3279256

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	523 NW 28TH AVE, GAINESVILLE, FL 32609-2922
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 NW 28TH AVE, GAINESVILLE, FL 32605-2704

Mortgage

Document Number	0048170633
Date	Sep 30, 2020
Book Page	4817/633
Instrument	3286487

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Jul 28, 2022
Property Address	523 NW 28TH AVE, GAINESVILLE, FL 32609-2922
Document Number	0050252397
Book / Page	5025 / 2397
Map Reference	MB A PG 160
Instrument Date	Jul 27, 2022
Instrument	3435621
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3320 NW 28TH AVE, 3320, GAINESVILLE, FL 32605-2704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 NW 28TH AVE, GAINESVILLE, FL 32609-2922

Mortgage

Document Number	0050252399
Date	Jul 28, 2022
Instrument	5025/2399

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$172,523	$180,630 Land $60,300 Building $120,330
2024	$2,875.00 (+2.72%)
2023	$2,799.00 (-11.81%) Homeowner's exemption Senior Citizen's exemption	$162,778 (+8.12%) Land $54,000 Building $108,778	$162,778 (+8.12%) Land $54,000 Building $108,778
2022	$3,174.00	$150,548 Land $54,000 Building $96,548	$150,548 Land $54,000 Building $96,548

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 NW 28th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 NW 28th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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