Mercer County property record for 523 N Sugar St, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,840 sqft · built 1913 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (Dec 2008) |
| Tax Bill | $2,243 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-318700.0000 |
| Primary APN | 27-318700.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| Basement Area | 420 sqft |
| Unfinished Basement | 420 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Street Address | 523 N SUGAR ST |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHUNCKS ADD LOT#: 20 |
| Legal Subdivision | SCHUNCKS ADD |
| Legal Lot Number | 20 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 967400 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 523 N SUGAR ST, CELINA, OH 45822-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO |
| Oct 4, 2017 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Apr 5, 2017 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2008 · Amount on Record |
| Deed Sale | Dec 29, 2008 · Amount on Record |
| Deed Document Number | 20086943 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 523 N SUGAR ST, CELINA, OH 45822-1445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000006525 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 202000006525 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 523 N SUGAR ST, CELINA, OH 45822-1445 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700004625 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 201700004625 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 20, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 523 N SUGAR ST, CELINA, OH 45822-1445 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700001535 |
|---|---|
| Date | Apr 5, 2017 |
| Instrument | 201700001535 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 20, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,243.00 | $55,450 (-) Land $7,600 Building $47,850 | |
| 2024 | $2,243.00 (+0.22%) | $55,450 (-) Land $7,600 Building $47,850 | |
| 2023 | $2,238.00 (+37.13%) | $55,450 (+56.82%) Land $7,600 Building $47,850 | $158,400 (+56.83%) Land $21,700 Building $136,700 |
| 2022 | $1,632.00 | $35,360 Land $4,450 Building $30,910 | |
| 2020 | $101,000 Land $12,700 Building $88,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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