523 N Riva Ridge Path, Inverness, FL 34453 Property Records

Citrus County property record for 523 N Riva Ridge Path, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,563 sqft · built 2024
Lot Size	0.505 acres (21,997 sqft)
Owner	2 Individual Names on File
Last Sale	$789,900 (Aug 2026)
Tax Bill	$7,997 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-04-0040-000I0-0190`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-04-0040-000I0-0190`
Alternative APN	`3527061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,563 sqft Living Area
Gross Area	3,489 sqft
1st Floor Area	2,563 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Combination
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	21,997 sqft (0.505 acres)
Lot Dimensions	227 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	7 Parking Spaces
Porch	Patio
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3527061
Street Address	523 N RIVA RIDGE PATH
City	INVERNESS
State	FL
Zip	34453-7939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	BELMONT HILLS UNIT 3 PB 18 PG 40 BLK I LOT 19
Legal Subdivision	BELMONT HILLS UNIT 3
Legal Block	I
Legal Lot Number	19
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3005
Census Tract	450705

Owner

523 N Riva Ridge Path is owned and occupied by two individuals who bought it in August 2026.

Source: Citrus County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	523 N RIVA RIDGE PATH, INVERNESS, FL 34453-7939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Deed Document Number	202649999
Deed Book / Page	3699 / 1478
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 20, 2026
Property Address	523 N RIVA RIDGE PATH, INVERNESS, FL 34453-7939
Document Number	0000049999
Book / Page	3699 / 1478
Instrument Date	Aug 19, 2026
Instrument	202649999
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	MANATEE PINELLAS TITLE, MANATEE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558,459.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050000,
Date	Aug 20, 2026
Instrument	202650000

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 523 N Riva Ridge Path was $7,997, up 2,917.7% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,997.00 (+2,917.74%)	$527,322 (+2,896.15%) Land $22,000 Building $505,322	$527,322 (+2,896.15%) Land $22,000 Building $505,322
2024	$265.00	$17,600 Land $17,600	$17,600 Land $17,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 523 N Riva Ridge Path in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 N Riva Ridge Path is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20