523 N 4000 E, Rigby, ID 83442 Property Records

Jefferson County property record for 523 N 4000 E, Rigby, ID 83442

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 3,650 sqft · built 2006
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Trust Names on File
Last Sale	$447,100 (Apr 2015)
Tax Bill	$26 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RP007120020020`

Property Details

APN / Parcel Number

Primary APN	`RP007120020020`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	3,650 sqft Living Area
Basement Area	2,292 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	60,984 sqft (1.4 acres)

Location & Zoning

Street Address	523 N 4000 E
City	RIGBY
State	ID
Zip	83442-5165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 BLOCK 2 WATERSTONE SUB DIV #1 SEC 6 TWP 4 NORTH RGE 39 EBM
Legal Range	39E
Legal Township	04N
Legal Section	06
Legal Subdivision	WATERSTONE
Legal Block	2
Legal Lot Number	2
Jurisdiction	JEFFERSON ID
Township / Civil Division	RIGBY
Census Block Group	2
Census Block	2084
Census Tract	960402

Owner

523 N 4000 E is owner-occupied and held in a trust since August 2023.

Source: Jefferson County records, as of August 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	523 N 4000 E, RIGBY, ID 83442-5165
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Apr 1, 2026	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Jun 30, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 12, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 5, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2015 · Amount on File
Deed Sale	Apr 7, 2015 · Amount on File
Prior Sale	Aug 16, 2007 · Amount on File
Deed Document Number	2015416030
Last Transfer Date	Aug 9, 2023
Transfer Doc	0000481282
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ID
Recording Date	Sep 4, 2026
Property Address	523 N 4000 E, RIGBY, ID 83442-5165
Document Number	0000501512
Instrument Date	Jul 31, 2026
Instrument	2026501512
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	523 N 4000 E, RIGBY, ID 83442-5165

Mortgage

Document Number	0000501512,
Date	Sep 4, 2026
Instrument	2026501512

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ID
Recording Date	Apr 1, 2026
Property Address	523 N 4000 E, RIGBY, ID 83442-5165
Document Number	0000497961
Instrument Date	Oct 29, 2025
Instrument	2026497961
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	523 N 4000 E, RIGBY, ID 83442-5165

Mortgage

Document Number	0000497961,
Date	Apr 1, 2026
Instrument	2026497961

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.34%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ID
Property Address	523 N 4000 E, RIGBY, ID 83442-5165
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 N 4000 E, RIGBY, ID 83442-5165

Mortgage

Document Number	0000480300
Date	Jun 30, 2023
Instrument	480300

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ID
Property Address	523 N 4000 E, RIGBY, ID 83442-5165
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	467732
Date	Oct 12, 2021
Instrument	467732

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ID
Property Address	523 N 4000 E, RIGBY, ID 83442-5165
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	456233
Date	Oct 5, 2020
Instrument	456233

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 523 N 4000 E was $26, down 36.6% from the year before.

Source: Jefferson County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Jefferson County
Unified School District	Jefferson County Joint School District 251 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26.00 (-36.59%)	$639,180 (+6.87%)	$639,180 (+6.87%)
2024	$41.00 (-4.65%)	$598,085 (-8.07%)	$598,085 (-8.07%)
2023	$43.00 (-98.85%)	$650,597 (-0.21%)	$650,597 (-0.21%)
2022	$3,739.00	$651,995	$651,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 N 4000 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 N 4000 E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Fybercom Fixed Wireless	600 / 600
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, Silver Star Communications.

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