St. Clair County property record for 523 N 3rd St, Saint Clair, MI 48079 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,788 sqft · built 1900 |
| Lot Size | 0.192 acres (8,407 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,915 (2024) |
| Deeds & Mortgages | Dec 2019 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-360-0016-000 |
| Primary APN | 74-07-360-0016-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,788 sqft Living Area |
| Basement Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Lot Area | 8,407 sqft (0.192 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74073600016000 |
|---|---|
| Street Address | 523 N 3RD ST |
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 20 & 25 HODGSON'S SUBD OF FIVE ACRE LOT 40 |
| Legal Subdivision | HODGSONS SUBD |
| Legal Lot Number | 20,25 25 |
| Legal Unit | 2,40 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 642000 |
Source: St. Clair County records · APN 74-07-360-0016-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 N 3RD ST, SAINT CLAIR, MI 48079-4805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Oct 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2002 |
| Deed Sale | Oct 18, 2002 |
| Deed Document Number | 0002554688 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 523 N 3RD ST, SAINT CLAIR, MI 48079-4805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|
| Document Number | 0051330778 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 5133/778 |
| Instrument | 2019026902 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 523 N 3RD ST, SAINT CLAIR, MI 48079-4805 |
| Document Number | 0048900197 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Address | 523 N 3RD ST ST CLAIR MI 480794805, ST CLAIR, MI 48079-4805 |
| Document Number | 0048900197 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 004890/000197 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2047 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102,100 (+29.08%) | ||
| 2024 | $1,915.00 (+9.49%) | $204,200 (+29.08%) | |
| 2023 | $79,100 | ||
| 2022 | $1,749.00 | $158,200 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476420004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 434 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Duke Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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