523 N 18th Ave E, Duluth, MN 55812 Property Records

St. Louis County property record for 523 N 18th Ave E, Duluth, MN 55812 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,755 sqft · built 1911
Lot Size0.08 acres (3,500 sqft)
OwnerCompany Name on File
Last Sale$122,500 (Nov 2013)
Tax Bill$3,234 (2026)
Deeds & MortgagesJul 2026 Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN010-2220-00510

Property Details

APN / Parcel Number

Primary APN010-2220-00510
Alternative APN
  • 1085952

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,755 sqft Gross Area
1st Floor Area780 sqft

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Exterior MaterialMetal
Construction TypeFrame
Roof TypeHip
Lot Area3,500 sqft (0.08 acres)
Garage Area528 sqft
Pool TypeSpa / Hot Tub (No Pool)
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil

Location & Zoning

Account Number1085952
Street Address523 N 18TH AVE E
CityDULUTH
StateMN
Zip55812-1315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHAT PART OF FRAC LOTS 7 AND 8 BLK 18HIGH LAND PARK ADD AND OF LOTS 7 AND 8BLK 101 ENDION DIV LYING BET WEEN TWOLINES DRAWN
Legal SubdivisionENDION DIVISION OF DULUTH
Legal Block18
Legal Lot Number7-8
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1038
Census Tract1000

Owner

Source: St. Louis County records · APN 010-2220-00510

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1720 W SUPERIOR ST, DULUTH, MN 55806-2137
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
BELL BANK
May 24, 2021Deed of Trust, Mortgage
FRANDSEN BANK & TRUST
Jan 29, 2019Deed of Trust, Mortgage · Conventional with PMI
NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 26, 2013 · Amount on Record
Deed SaleNov 26, 2013 · Amount on Record
Prior SaleMay 21, 2010 · Amount on Record
Deed Document Number2013939014
Prior Transfer DateNov 29, 2006
Prior Transfer Doc0001037576
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateJul 28, 2026
Property Address523 N 18TH AVE E, DULUTH, MN 55812-1315
Document Number0001104053
Instrument DateJul 15, 2026
Instrument20261104053
Transaction TypeMortgage
Record UpdatedAug 07, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address1720 W SUPERIOR ST, DULUTH, MN 55806-2137

Mortgage

Document Number0001104053,
DateJul 28, 2026
Instrument20261104053
Lender
NameBELL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueJul 15, 2033
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address523 N 18TH AVE E, DULUTH, MN 55812-1315
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001041129
DateMay 24, 2021
Instrument1041129
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressDULUTH, MN 55802
Agreement
AmountAmount Recorded
Term60 Months
DueMay 17, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address523 N 18TH AVE E, DULUTH, MN 55812-1315
Document Number0001349927
Instrument DateJan 29, 2019
Transaction TypeMortgage
Record UpdatedFeb 22, 2019
Title CompanyPIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1732 LONDON RD DULUTH MN 558122033, DULUTH, MN 55812-2033

Mortgage

Document Number0001349927
DateFeb 12, 2019
Instrument1349927
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55816-0450
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueFeb 11, 2024

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,234.00 (+8.82%)
2025$2,972.00 (+10.07%)$240,500 (+11.5%) Land $12,900 Building $227,600$240,500 (+11.5%) Land $12,900 Building $227,600
2024$2,700.00$215,700 (+20.98%) Land $12,700 Building $203,000$215,700 (+20.98%) Land $12,700 Building $203,000
2022$178,300 Land $14,100 Building $164,200$178,300 Land $14,100 Building $164,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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