St. Louis County property record for 523 N 18th Ave E, Duluth, MN 55812 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,755 sqft · built 1911 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $122,500 (Nov 2013) |
| Tax Bill | $3,234 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2220-00510 |
| Primary APN | 010-2220-00510 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,755 sqft Gross Area |
| 1st Floor Area | 780 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 3,500 sqft (0.08 acres) |
| Garage Area | 528 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 1085952 |
|---|---|
| Street Address | 523 N 18TH AVE E |
| City | DULUTH |
| State | MN |
| Zip | 55812-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF FRAC LOTS 7 AND 8 BLK 18HIGH LAND PARK ADD AND OF LOTS 7 AND 8BLK 101 ENDION DIV LYING BET WEEN TWOLINES DRAWN |
| Legal Subdivision | ENDION DIVISION OF DULUTH |
| Legal Block | 18 |
| Legal Lot Number | 7-8 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 1000 |
Source: St. Louis County records · APN 010-2220-00510
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1720 W SUPERIOR ST, DULUTH, MN 55806-2137 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| May 24, 2021 | Deed of Trust, Mortgage FRANDSEN BANK & TRUST |
| Jan 29, 2019 | Deed of Trust, Mortgage · Conventional with PMI NORTH SHORE BK/COMMERCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 26, 2013 · Amount on Record |
| Deed Sale | Nov 26, 2013 · Amount on Record |
| Prior Sale | May 21, 2010 · Amount on Record |
| Deed Document Number | 2013939014 |
| Prior Transfer Date | Nov 29, 2006 |
| Prior Transfer Doc | 0001037576 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 28, 2026 |
| Property Address | 523 N 18TH AVE E, DULUTH, MN 55812-1315 |
| Document Number | 0001104053 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20261104053 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 1720 W SUPERIOR ST, DULUTH, MN 55806-2137 |
| Document Number | 0001104053, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 20261104053 |
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 523 N 18TH AVE E, DULUTH, MN 55812-1315 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001041129 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 1041129 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | May 17, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 523 N 18TH AVE E, DULUTH, MN 55812-1315 |
| Document Number | 0001349927 |
| Instrument Date | Jan 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2019 |
| Title Company | PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1732 LONDON RD DULUTH MN 558122033, DULUTH, MN 55812-2033 |
| Document Number | 0001349927 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 1349927 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816-0450 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 11, 2024 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,234.00 (+8.82%) | ||
| 2025 | $2,972.00 (+10.07%) | $240,500 (+11.5%) Land $12,900 Building $227,600 | $240,500 (+11.5%) Land $12,900 Building $227,600 |
| 2024 | $2,700.00 | $215,700 (+20.98%) Land $12,700 Building $203,000 | $215,700 (+20.98%) Land $12,700 Building $203,000 |
| 2022 | $178,300 Land $14,100 Building $164,200 | $178,300 Land $14,100 Building $164,200 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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