523 Moonlight Dr, San Marcos, CA 92069 Property Records

San Diego County property record for 523 Moonlight Dr, San Marcos, CA 92069

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,000 sqft · built 2016
Lot Size	6.71 acres (292,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$831,500 (Nov 2022)
Tax Bill	$11,082 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`218-171-15-01`

Property Details

APN / Parcel Number

Primary APN	`218-171-15-01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,000 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	292,480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	523 MOONLIGHT DR
City	SAN MARCOS
State	CA
Zip	92069-2067
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPA
Legal Description	LOT 1 US 1 PER DOC15-0250582&UND INT IN MODULE 5A TR 016011
Legal Subdivision	SAN MARCOS TSM 13-003
Legal Tract	016011
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	20023

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	523 MOONLIGHT DR, SAN MARCOS, CA 92069-2067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Sep 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2022 · Amount on Record
Deed Sale	Nov 7, 2022 · Amount on Record
Prior Sale	Mar 11, 2016 · Amount on Record
Deed Document Number	2022428440
Prior Transfer Date	Sep 18, 2020
Prior Transfer Doc	0000567170
Record Updated	Sep 20, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2022
Property Address	523 MOONLIGHT DR, SAN MARCOS, CA 92069-2067
Document Number	0000428440
Map Reference	MAP 16011
Instrument Date	Oct 18, 2022
Instrument	2022-0428440
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	523 MOONLIGHT DR, SAN MARCOS, CA 92069-2067

Mortgage

Document Number	0000428441
Date	Nov 7, 2022
Instrument	2022-0428441

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	10.3%

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 24, 2020
Property Address	523 MOONLIGHT DR, SAN MARCOS, CA 92069-2067
Document Number	0000567170
Map Reference	MAP 16011
Instrument Date	Sep 18, 2020
Instrument	2020-0567170
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	523 MOONLIGHT DR, SAN MARCOS, CA 92069-2067

Mortgage

Document Number	0000567171
Date	Sep 24, 2020
Instrument	2020-0567171

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$882,391 (+2%) Land $409,541 Building $472,850
2025	$11,082.00 (+7.43%)	$865,090 (+4.04%) Land $401,511 Building $463,579
2023	$10,316.00 (+34.45%)	$831,500 Land $385,921 Building $445,579
2022	$7,673.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1993–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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